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Social Security

Stay informed on Social Security updates that affect federal employees and retirees, especially those covered under FERS. Explore news and analysis on Social Security COLAs, benefit calculations, earnings limits, claiming strategies, and policy changes that influence retirement income. Find clear explanations of how Social Security integrates with FERS benefits, the FERS supplement, and long‑term financial planning. Keep up with legislative developments, inflation trends, and key rules that shape Social Security benefits for federal retirees.

How to Calculate Your 2022 COLA (Current Max Projection: 6.1%)

FedSmith.com author Ralph R. SmithBy Ralph R. SmithJul 15, 2021 12:28 PM Categories Retirement Leave a comment
Man staring at a board with multiple drawings of bags of money and question marks depicting questions or confusion about money/personal finance/retirement

How is the 2022 COLA calculated for different groupings of federal retirees?

How Did Social Security Fare With COVID?

FedSmith.com author Brenton SmithBy Brenton SmithJun 21, 2021 8:10 AM Categories Retirement Leave a comment
Social Security cards and COVID-19 coronavirus cells overlaid on top of an image of the US Capitol building

How has Social Security weathered the COVID-19 storm?

When Should a Married Couple Avoid Delaying Social Security?

FedSmith.com author Dallen HawsBy Dallen HawsJun 2, 2021 7:50 AM Categories Retirement Leave a comment

As the author illustrates, when each spouse begins drawing Social Security can have a significant impact on the other’s benefits.

Read This Before Taking a Job in Retirement

FedSmith.com author Dallen HawsBy Dallen HawsMay 28, 2021 7:44 AM Categories Retirement Leave a comment

If you work in retirement, you could find that your benefits are reduced if you earn too much money.

Is Social Security Taxed in Your State?

FedSmith.com author Ian SmithBy Ian SmithMay 27, 2021 2:41 PM | Updated: May 15, 2023 1:32 PM Categories Retirement Leave a comment

Are there any states that tax Social Security benefits? A new report provides important information for retirees.

Is Social Security Taxed Twice?

FedSmith.com author Dallen HawsBy Dallen HawsMay 18, 2021 1:57 PM Categories Retirement Leave a comment

Federal employees are often surprised to learn that their Social Security benefits are taxed, sometimes at a pretty high rate.

The Big Problem with the 4% Rule

FedSmith.com author Dallen HawsBy Dallen HawsMay 4, 2021 2:29 PM Categories Retirement Leave a comment

The 4% rule is a very common strategy for taking income during retirement. The author highlights some risk factors to be aware of with this strategy.

When Should Federal Retirees Take Social Security?

By Brandon ChristyMay 4, 2021 9:17 AM Categories Retirement Leave a comment

When should federal retirees under FERS take Social Security? There are many factors to consider.

The Passage of Time is Killing Social Security

FedSmith.com author Brenton SmithBy Brenton SmithApr 30, 2021 8:57 AM | Updated: Apr 13, 2022 5:15 PM Categories Retirement Leave a comment

The author says that Social Security heads further down the road of insolvency with the more time that passes without a viable fix from Washington.

COLA Calculation: More Money for Federal Retirees in 2022?

FedSmith.com author Ralph R. SmithBy Ralph R. SmithApr 15, 2021 1:28 PM Categories Retirement Leave a comment
Pink piggy bank on a wooden surface with question marks drawn on a chalkboard behind it

The latest inflation data have been released. What are likely projections for the 2022 COLA?

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Daily TSP Performance

April 20, 2026

Fund Last % YTD
G Fund $19.8394 +0.04% +1.28%
F Fund $21.0674 -0.05% +0.89%
C Fund $114.1387 -0.23% +4.22%
S Fund $109.7297 +0.75% +9.28%
I Fund $61.8167 -0.60% +11.40%
L Income $30.1227 -0.04% +3.01%
L 2030 $60.8067 -0.12% +4.66%
L 2035 $18.6228 -0.15% +5.34%
L 2040 $71.6395 -0.16% +5.68%
L 2045 $19.8785 -0.18% +5.98%
L 2050 $44.1628 -0.19% +6.28%
L 2055 $23.0027 -0.23% +7.34%
L 2060 $23.0000 -0.23% +7.34%
L 2065 $22.9973 -0.23% +7.34%
L 2070 $13.6301 -0.23% +7.34%
L 2075 $11.9060 -0.23% +7.34%
Get detailed TSP data at TSPDataCenter.com

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