Retirement
Early Federal Retirement and Social Security
Federal employees who retire early under FERS and do not continue earning wages need to be aware of the impact to their Social Security benefits.

Social Security
Stay informed on Social Security updates that affect federal employees and retirees, especially those covered under FERS. Explore news and analysis on Social Security COLAs, benefit calculations, earnings limits, claiming strategies, and policy changes that influence retirement income. Find clear explanations of how Social Security integrates with FERS benefits, the FERS supplement, and long‑term financial planning. Keep up with legislative developments, inflation trends, and key rules that shape Social Security benefits for federal retirees.
Retirement
Why the Federal Employee Retirement Age May Go Up
Social Security may be unable to fully pay benefits in the near future. Federal employees relying on it for part of their retirement income would be wise to…
Retirement
Would Working Two More Years Keep Social Security Solvent?
A recent survey said that many younger Americans would be willing to work longer to shore up Social Security, but the author says this isn't likely to help…
Retirement
Audit Finds GPO Shortchanging Seniors
An audit conducted by the SSA OIG found that some retirees impacted by GPO may be losing out on additional retirement benefits. Here is how to reclaim your…
Retirement
Elimination of WEP and GPO Would Be Unfair
The author says that a bill proposing to do away with the WEP and GPO would actually be unfair.
Retirement
10 Things To Do 10 Years Before Retirement
These are 10 steps federal employees should take at least a decade before retiring to ensure they are prepared to head into their golden years.
Retirement
Social Security Has Quietly Crossed Yet Another Financial Rubicon of Systemic Decay
The cost of grandfathering Social Security benefits for existing retirees is now more expensive for future retirees than doing nothing.
Retirement
What’s Wrong With the 4% Rule?
The 4% rule is a common spending strategy in retirement. Although very popular, the author says there are some flaws with it.
Retirement
Can Social Security Pay its Bills?
The author says that Social Security should be at the top of the Treasury Secretary's priority list, but that it appears it may not be.
Retirement
The Social Security Earnings Test
Will you be subject to the Social Security earnings test? If so, it can cause a reduction in your benefits.