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Retirement

Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.

Unique ‘Gaps’ in Your FERS Retirement Income

FedSmith.com author Micah ShilanskiBy Micah ShilanskiApr 3, 2013 3:59 AM Categories Retirement Leave a comment

Did you know that your FERS retirement income will have some unique twists and turns? Your retirement income will start, stop and change in ways that simply won’t compute in most financial planning calculators. Find out how your income will change, and what it means for your ‘Gap’.

What Happens to Your Benefits If You Die After You Retire?

FedSmith.com author John GrobeBy John GrobeApr 1, 2013 1:25 AM Categories Retirement Leave a comment

The author details what you can expect to happen to your federal benefits if you pass away during retirement.

The Long Term Effects of the Pay Freeze

By Robert F. BensonMar 28, 2013 3:10 AM Categories Pay & Benefits, Retirement Leave a comment

What is the overall impact of the pay freeze on employees retiring in the near future? The author runs some hypothetical numbers to illustrate.

How is My “High-3 Average Pay” Calculated? (Part 2)

By Ehren ClovisMar 20, 2013 4:15 AM Categories Pay & Benefits, Retirement Leave a comment

In the second article in the series, the author goes into some additional detail about the three basic aspects of the high-3 average pay calculation.

RSC Budget Would Require All Federal Employees to Pay More Towards Retirement

FedSmith.com author Ian SmithBy Ian SmithMar 18, 2013 2:26 PM Categories Pay & Benefits, Retirement Leave a comment

The House Republican Study Committee has released its 2014 budget blueprint which includes a number of proposed changes that would impact the federal workforce.

The TSP and Facebook

By W. Lee RadcliffeMar 17, 2013 3:50 PM Categories Retirement Leave a comment

Facebook is one of the top holdings in the S Fund. The author offers some detail on what this means for TSP investors.

What Happens to Your Federal Benefits If You Leave Before Retiring?

FedSmith.com author John GrobeBy John GrobeMar 14, 2013 3:13 PM Categories Federal Workforce News, Human Resources, Retirement Leave a comment

The author details what you can expect to happen to your federal benefits if you leave your government job before retiring.

Love Coffee? What Will You Do When You Retire?

By Duane J. BrownMar 13, 2013 7:18 PM Categories Retirement Leave a comment

The author, who is a retired federal employee, recounts how he left his government career to start a coffee farm in Colombia, South America.

The Social Security Tax Cap

By Robert F. BensonMar 13, 2013 9:05 AM Categories Retirement Leave a comment

Should the earnings cap for paying Social Security taxes be raised? The author says it has a downside and offers an analysis with examples.

TSP Investment Considerations

By Jason VisnerMar 11, 2013 5:09 PM Categories Retirement Leave a comment

Your TSP can be affected by the investment allocation decisions you make. Here are several things to consider before setting an allocation strategy.

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