Retirement
What’s Left of Your CSRS or FERS Pension?
If you're close to retirement, you've probably calculated your FERS or CSRS Pension. But did you remember to consider these important reductions in your retirement planning?
Retirement
Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.
Federal Workforce News
Federal Disability Retirement under FERS or CSRS: The Applicant’s Statement of Disability
In preparing a Federal Disability Retirement application, a change in a medical diagnosis may require an amendment to the application. In such instances, should a change be implemented?
Retirement
Mistakes to Avoid with Roth Conversions
Should you do a Roth conversion to take advantage of the current tax rates which may be lower now than they are likely to be in the future?…
Retirement
Buyouts and Early Outs: Are You Ready If One is Offered?
If you were offered the chance to leave federal service with a buyout or an early out, are you prepared to make the right decision?
Retirement
Improper Annuity Payments for Federal Employees Who are Retiring?
OPM should pay new retirees 100% of the retirement estimate provided by the employing agency. In those few cases where this turns out to be too much, OPM…
Retirement
Processing Time for Calculating Annuities is Getting Worse: Is it OPM’s Increasing Workload?
Over the years, OPM (Office of Personnel Management) processing time for calculating annuities for new retirees has gotten progressively worse. Is it the increasing workload that is causing…
Retirement
The ‘Retirement Event That Shall Not Be Named’
Former Director of OPM Linda Springer predicted a "retirement tsunami" that never materialized. It hasn't happened. But the reason it didn't happen is that she did not predict…
Retirement
Considering Monthly TSP Payments in Retirement?
There's an important factor most people overlook when they choose monthly TSP payments in retirement. You can choose how much you take out each month - but you…
Retirement
About That OPM Retirement Processing Backlog…
A number of readers have asked about the backlog in processing retirement applications. OPM is making progress. The time it takes to process a retirement action has improved…
Pay & Benefits
No Proposed Change to Federal Retirement, Pay Systems in Budget Proposal
The latest budget proposal from the administration does not adopt many of the recommendations from the deficit reduction commission and does not propose substantial changes to the federal…