Retirement
Retirement: Planning the Rest of Your Life
It's up to federal employees to take full advantage of the retirement benefits offered to them. The best way to ensure your golden years are indeed golden is…
Retirement
Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.
Retirement
The ‘Debt Issuance Suspension Period’ and $186 Billion of Your Retirement and TSP Funds
How much money have federal retirement funds contributed to help the government continue to operate? About $186 billion.
Pay & Benefits
Federal Pay, Federal Retirement and the Debt Ceiling
The federal government will receive about $172 billion in August. That is not enough to pay expenses. Who will get paid and who won't get paid if the…
Retirement
Using the CSRS Voluntary Contribution Program to Max-Fund a Roth IRA
Do you make "too much money" to qualify for a Roth IRA? CSRS and CSRS Offset federal employees have a unique benefit that can be used max-fund a…
Retirement
GAO: Ensuring Income Throughout Retirement Requires Difficult Choices
GAO was asked to review strategies that experts recommend retirees employ to ensure income throughout retirement, choices retirees have made for managing their pension and financial assets for…
Federal Workforce News
When Small Savings Add Up to a Lot of Money
Sometimes a little adds up to a lot. I recently met a CSRS employee who did not to participate in the Thrift Savings Plan in 1987 when he…
Retirement
FERS, Pension Contributions and Returning to Federal Service
For most of the 25 years or so of the existence of the Federal Employees Retirement System (FERS), if a FERS employee resigned and accepted a refund of…
Federal Workforce News
How Congressional Budget Cuts May Cut Into Your Retirement Income
Congress is looking at several proposals that would cut into federal employee benefits. The author focuses on some specific ones that would directly impact your financial security in…
Retirement
Financial Self-Defense: What to Know Before You Make a Decision Using a Financial Advisor
Using a financial advisor can be a good decision. But, before you select an advisor and in your dealings with the person you have selected, here are a…
Retirement
The Earnings Test for Your FERS Annuity Supplement
The only thing 100% clear about the FERS annuity supplement is that it ends at age 62.