Accumulation Phase Versus Distribution Phase
The bucket strategy is an effective method to use for successfully managing retirement income.
Retirement
Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.
Will I Get Social Security If the Trust Fund Goes Bankrupt?
News reports imply that the Social Security trust fund is going broke. Should you include Social Security income in your retirement planning?
FERS Things First: Age Reduction Penalties
Categories Retirement How much difference can two years make? When it comes to a federal employee’s pension calculation, working another two years can have a big financial impact.
The Most Important Decisions You Make at Retirement
These are some important decisions federal employees will need to make at retirement.
Why You Should Not Worry About Social Security Trust Fund News
Focusing on what you can control in your retirement planning is more productive than worrying about things beyond your control.
Best States to Retire: Tax-Free Retirement, Cost-of-Living, and Quality of Life
Federal employees who may be considering relocating after retirement should consider cost of living, lifestyle and taxes in each states.
Should You Turn Your TSP Into an Annuity?
Should federal employees convert their TSP to an annuity at retirement? These are some considerations.
Bill Would Bar Federal Employees Convicted of Sex Crimes From Receiving Pensions
Legislation has been introduced to prohibit federal employees found guilty of sexual crimes from receiving their government pensions.
5 Ways a FERS Basic Annuity May Be Reduced
Federal employees will have some expenses in retirement that cut into their monthly annuity payments, so budgeting for these in advance is important.
Changed Your Mind About Taking Social Security Early? Here Are Your Options
If you start Social Security early but regret the decision, you have options. These are the options and considerations.
