Author: David Fei

David Fei is the co-founder of PlanWell Financial Planning. He specializes in guiding federal employees toward a confident retirement nationwide. PlanWell’s mission is to empower Feds when making retirement decisions, ensuring their benefit choices align with their retirement aspirations. Sign up for our no-cost Federal Retirement Webinar or contact him for a confidential review.

Avoid the Early TSP Withdrawal Penalty: Thrift Savings Plan Tips

By David FeiMar 13, 2026 8:30 AM Retirement Leave a comment

Pink piggy bank sitting on the top of a laptop keyboard next to a closeup of a man's hands typing on the keyboard

Learn how to avoid TSP early withdrawal penalties with strategies like SEPP, Rule of 55, Roth options, and special provisions for federal employees.

Federal Employee Divorce and FERS: Dividing Federal Pension and TSP

By David FeiFeb 24, 2026 1:40 PM Retirement Leave a comment

Divorcing as a federal employee involves dividing FERS, TSP, and survivor benefits by court order, impacting retirement income and future financial planning.

Understanding Federal Pay Compression: Key Issues and Solutions

By David FeiDec 23, 2025 9:23 AM Pay & Benefits Leave a comment

Pink piggy bank getting squeezed by a belt wrapped around it

What is pay compression and what impact can it have on federal employee pay?

Complete Guide to FERS Special Provision Retirement

By David FeiDec 11, 2025 8:13 AM Retirement Leave a comment

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This detailed guide will help federal employees understand the Federal Employees Retirement System (FERS).

TSP Balance Milestones: Are You on Track for Your Retirement Goals?

By David FeiNov 18, 2025 1:26 PM Retirement Leave a comment

Vertical stacks of coins growing in size from left to right; a glass jar sits at the end of the stacks filled with coins and a green plant is seen growing out of the top of it

How does your TSP balance compare with that of other federal employees? Knowing this benchmark can help with your retirement planning.

Maximize Your Marriage Benefits: A Comprehensive Guide to Spousal IRAs

By David FeiNov 5, 2025 1:20 PM Retirement Leave a comment

Happy, smiling young couple lying on a bed with a pink piggy bank in front and between them; the man is holding a calculator

Learn how to boost retirement readiness with Spousal IRAs, an ideal tool for couples with unequal incomes.

Can Children Keep Money in the TSP? How Does Thrift Savings Plan Pay Beneficiaries?

By David FeiJan 24, 2025 9:25 AM Pay & Benefits Leave a comment

A family of four (parents in 30s or 40s, a young son and a teenage daughter and the family dog) sitting on the front porch of their house

These are the types of beneficiaries in the TSP and how the beneficiary process works for them.

FEGLI Option C: Life Insurance for Eligible Family Members

By David FeiDec 19, 2024 8:35 AM Pay & Benefits Leave a comment

Words 'life insurance' printed at the top of a sheet of paper on a clipboard with a pen sitting on top of it; clipboard is lying on a desk next to a book and stack of cash

How does FEGLI Option C work and who is eligible for coverage?

SECURE Act 2.0: Supercharging TSP Retirement Savings Between Ages 60-63

By David FeiNov 20, 2024 1:10 PM Retirement Leave a comment

Vertical stacks of coins growing in size from left to right with an upward trend line arrow above them and a pink piggy bank on the right with a close up of a person's hand putting a coin into it

Catch-up contributions for older individuals are increasing dramatically under provisions of the SECURE Act 2.0.

FSA vs HSA: Options on Healthcare Savings

By David FeiNov 6, 2024 1:05 PM | Updated: Dec 10, 2024 3:21 PM Pay & Benefits Leave a comment

Piece of paper labeled 'flexible spending account' lying on top of a spreadsheet next to a pen and reading glasses depicting planning for health care/health insurance expenses

FSA and HSA accounts are options federal employees have to help save on the cost of FEHB health insurance.

Fund	Last	%	YTD
G Fund	$19.7896	+0.03%	+1.03%
F Fund	$20.8472	+0.54%	-0.17%
C Fund	$101.7900	-0.39%	-7.05%
S Fund	$95.8834	-1.03%	-4.51%
I Fund	$55.2561	-0.05%	-0.43%
L Income	$29.0929	-0.04%	-0.51%
L 2030	$56.8697	-0.16%	-2.11%
L 2035	$17.2181	-0.19%	-2.61%
L 2040	$65.7992	-0.21%	-2.93%
L 2045	$18.1546	-0.23%	-3.21%
L 2050	$40.1064	-0.25%	-3.48%
L 2055	$20.4983	-0.35%	-4.34%
L 2060	$20.4958	-0.35%	-4.35%
L 2065	$20.4933	-0.35%	-4.35%
L 2070	$12.1460	-0.35%	-4.35%
L 2075	$10.6095	-0.35%	-4.35%
Get detailed TSP data at TSPDataCenter.com

David Fei

Author: David Fei

Contact David Fei