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CSRS

Stay informed on the Civil Service Retirement System (CSRS) with updates on CSRS annuity calculations, eligibility rules, service credit, and annual COLA adjustments that affect federal retirees. Explore clear explanations of CSRS benefits, survivor options, retirement planning considerations, and policy changes that influence long‑term financial security for CSRS employees and annuitants. Find timely analysis and practical guidance to help you understand how CSRS retirement income is determined and how legislative or regulatory updates may impact your benefits.

When Should I Make a Deposit for My Military Time?

By Brandon ChristySep 20, 2021 2:52 PM Categories Retirement Leave a comment

Federal employees may be able to receive retirement credit for their military service.

What Do You Need to Know About the Federal Retirement Systems?

By Lyle David SolomanSep 14, 2021 8:44 AM Categories Retirement Leave a comment

This is an overview of the two main retirement systems and their benefits for federal employees.

2022 COLA: Why Are FERS and CSRS Different?

FedSmith.com author Ralph R. SmithBy Ralph R. SmithAug 9, 2021 6:27 AM Categories Pay & Benefits Leave a comment

The 2022 COLA will be significant but lower for FERS than for CSRS. Here are the differences and an explanation for the differences.

Legislation Reintroduced to Boost COLAs for Some Retired Feds

FedSmith.com author Ian SmithBy Ian SmithJan 26, 2021 8:11 AM Categories Retirement Leave a comment
Evenly balanced seesaw with a piggy bank on the left side and 3 vertical stacks of coins on the right side

One Congressman is making another attempt to ensure CSRS and FERS federal retirees get the same COLAs.

Man Pleads Guilty to Stealing Over $400k in Pension Benefits

FedSmith.com author Ian SmithBy Ian SmithJun 20, 2020 11:37 AM Categories Court Cases Leave a comment
Wooden judge's gavel and a pair of handcuffs lying on top of a spread of $100 bills

A Maryland man is facing prison time for spending his dead mother’s government pension payments.

Preventing Fraud In Federal Retiree Payments

FedSmith.com author Ralph R. SmithBy Ralph R. SmithMar 9, 2020 9:24 AM Categories Retirement Leave a comment
Businessman touching his finger on the screen on a button labeled 'fraud prevention'

A bill has passed Congress to protect people receiving payments under FERS or CSRS from fraud by a person receiving the payment on behalf of the retiree.

Federal Retirement Benefits on the Chopping Block

FedSmith.com author John GrobeBy John GrobeFeb 19, 2020 1:19 PM | Updated: Mar 13, 2020 10:56 AM Categories Retirement Leave a comment
Stack of cash being cut into pieces by a meat cleaver on a wooden cutting board

While the proposed budget cuts to federal employees’ retirement are familiar, the author says they contain a key difference this time.

Cutting Federal Benefits to Align With Private Sector

FedSmith.com author Ralph R. SmithBy Ralph R. SmithFeb 11, 2020 12:11 PM | Updated: Feb 28, 2020 12:49 PM Categories Pay & Benefits Leave a comment
Scissors lying next to a $5 bill that has been cut into pieces on a wooden surface

The 2021 budget proposes major changes in federal benefits to align more closely with private sector benefits.

What Taxes Will Federal Employees Have in Retirement?

FedSmith.com author John GrobeBy John GrobeDec 10, 2019 2:40 PM | Updated: Jul 28, 2020 5:29 PM Categories Retirement Leave a comment
Small wooden model of a house next to block letters vertically stacked that spell 'tax' both sitting on top of a calculator with an old style alarm clock in the background

What taxes can federal employees expect to pay after they retire from federal service?

Inflation and its Impact on your Federal Retirement

FedSmith.com author John GrobeBy John GrobeNov 13, 2019 10:24 AM | Updated: Nov 27, 2019 5:00 PM Categories Retirement Leave a comment
Stacks of coins growing in size from left to right with a closeup of a man's hand placing shopping cart replicas on top of each stack depicting rising inflation costs

Federal retirees receive COLAs on their annuities to help offset inflation, but are there any similar options with your TSP account?

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Daily TSP Performance

April 10, 2026

Fund Last % YTD
G Fund $19.8154 +0.01% +1.16%
F Fund $20.9622 -0.12% +0.39%
C Fund $109.4304 -0.10% -0.08%
S Fund $103.1166 -0.39% +2.70%
I Fund $60.3073 +0.45% +8.68%
L Income $29.7669 +0.02% +1.79%
L 2030 $59.4657 +0.03% +2.35%
L 2035 $18.1407 +0.03% +2.61%
L 2040 $69.6327 +0.03% +2.72%
L 2045 $19.2855 +0.03% +2.82%
L 2050 $42.7658 +0.04% +2.92%
L 2055 $22.1381 +0.05% +3.31%
L 2060 $22.1355 +0.05% +3.31%
L 2065 $22.1327 +0.05% +3.31%
L 2070 $13.1177 +0.05% +3.31%
L 2075 $11.4584 +0.05% +3.31%
Get detailed TSP data at TSPDataCenter.com

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