Tag: CSRS

Ensuring Your Spouse Remains Covered Under FEHB After Your Death

By on May 12, 2016 in Current Events with 42 Comments

Do you want to ensure that you spouse remains covered by FEHB after your death? Then you want to elect some level of survivor benefit for your spouse at the time you retire. The author describes some considerations for choosing a survivor benefit.

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What Are Your Retirement Dreams?

By on March 31, 2016 in Retirement with 20 Comments
What Are Your Retirement Dreams?

Actuaries tell us that a 55 year old can expect to live another 30 years. How will you spend those days after you leave the workforce? The author provides some suggestions on how to find your retirement dreams and make them a reality.

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Is a Change to a 'High-Five' Calculation Likely to Happen?

By on March 30, 2016 in Pay & Benefits, Q&A, Retirement with 14 Comments

I’ve heard rumors that Congress will be changing how our retirement is computed by mandating a “high-five” calculation, rather than a high-three. Is this likely to happen and, if it does, what will it do to our pensions?

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Disability: Total or Occupational?

By on March 29, 2016 in Retirement with 2 Comments
Disability: Total or Occupational?

Many federal workers who consider applying for federal disability retirement are apprehensive about the word “disability.” They think of disability in the context of Social Security Disability, which requires a claimant to be totally disabled. However, as the author notes, there is a difference between total and occupational disability, and he explains the differences as they apply to work requirements and applying for benefits.

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What Happens To Your Benefits If You Die After You Retire?

By on March 17, 2016 in Pay & Benefits, Retirement with 26 Comments
What Happens To Your Benefits If You Die After You Retire?

No one lives forever, but you will leave survivors. Your federal employee benefits are valuable and can affect those that survive you. The author details what federal workers can expect to happen with regards to their benefits if they pass away after retiring from federal service.

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How Republican Candidates For President Might Impact Federal Employees

By on February 29, 2016 in Agency News with 189 Comments
How Republican Candidates For President Might Impact Federal Employees

Cutting government spending and reducing our federal debt is a frequent topic addressed by Republican presidential candidates. Here are some specifics from the leading candidates and how this could impact the federal workforce.

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Petition Asks White House to Eliminate GPO and WEP

By on February 26, 2016 in Current Events with 312 Comments
Petition Asks White House to Eliminate GPO and WEP

A petition that was recently started on the White House’s We the People petition website is asking the government to repeal the Windfall Elimination Provision and Government Pension Offset provisions.

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What Does a Fed Focused Financial Advisor Look Like, and Where Can I Get One of My Own?

By on November 17, 2015 in Retirement with 32 Comments

In the fourth article in his series on federal retirement, FedSmith.com author Randy Silvey addresses a frequent question he has received from FedSmith.com users: “What are the attributes of a fed focused financial advisor, and where can I find one?”

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What Impact Does Unused Sick Leave Have on My Annuity?

By on October 13, 2015 in Q&A with 20 Comments

I plan on retiring with 42 years and 7 months of service in Jan 2017. I will have accumulated 2500 hours of sick leave balance at time of retirement. I am in CSRS, so I was wondering what the increase in my annuity, expressed as a percentage, above the 80% value, would be due to credit for sick leave.

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Will Retired Federal Employees Still Receive Their Annuity Payments in the Event of a Shutdown?

By on September 21, 2015 in Retirement with 7 Comments
Will Retired Federal Employees Still Receive Their Annuity Payments in the Event of a Shutdown?

Retired federal employees may be wondering if they will still receive their annuity checks if the government shuts down at the end of the month. This information from the Office of Personnel Management sheds some light on this and other questions federal retirees may have.

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