Tag: CSRS

What Does ‘Creditable Civilian Service’ Mean?

By on July 10, 2018 in Q&A, Retirement with 0 Comments
What Does ‘Creditable Civilian Service’ Mean?

I often see the phrase “creditable civilian service” in FedSmith articles – what does this mean?

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Retirement Cut Proposals Threaten Millions of Federal Workers

on June 12, 2018 in Retirement with 0 Comments
Recent proposals would make reductions to many of the retirement benefits for federal employees under the Civil Service Retirement System (CSRS) or Federal Employees Retirement System (FERS) in an effort to reduce budget deficits. This is a summary of some of the proposals.

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3 Bad Days or 6 Lucky Numbers

By on June 11, 2018 in Retirement with 0 Comments
3 Bad Days or 6 Lucky Numbers

Do you know your lucky numbers for retirement? The author lists six important ones for federal employees in their retirement planning.

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How is Your Retirement Annuity Calculated When Switching From CSRS to FERS?

By on June 11, 2018 in Q&A, Retirement with 0 Comments
How is Your Retirement Annuity Calculated When Switching From CSRS to FERS?

How is a retirement annuity calculated for someone who switched from CSRS to FERS?

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Can I Estimate What My Monthly CSRS and Social Security Payments Will Be?

By on March 8, 2018 in Q&A, Retirement with 0 Comments
Can I Estimate What My Monthly CSRS and Social Security Payments Will Be?

I’m confused about my 35 years of CSRS Offset and Social Security pensions. Can I estimate how much will I get in monthly pensions from both?

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Substantial Cuts to Federal Employee Benefits Proposed in FY 2019 Budget

By on February 12, 2018 in Pay & Benefits, Retirement with 0 Comments
Substantial Cuts to Federal Employee Benefits Proposed in FY 2019 Budget

As anticipated, the FY 2019 budget proposal from the White House outlines proposed benefits changes for federal employees. Here is a summary.

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How Does the GPO Affect Your Pension?

By on January 18, 2018 in Retirement with 0 Comments
How Does the GPO Affect Your Pension?

What is the Government Pension Offset, and how does it affect your pension?

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How Does the WEP Affect Your Retirement Income?

By on January 9, 2018 in Retirement with 0 Comments
How Does the WEP Affect Your Retirement Income?

What is the Windfall Elimination Provision, and how can it affect your retirement income?

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Maximized Pension vs Survivor Protection: A Fresh Take on an Age Old Debate

By on December 12, 2017 in Pay & Benefits with 0 Comments
Maximized Pension vs Survivor Protection: A Fresh Take on an Age Old Debate

Is the Surviving Spouse Benefit a good buy for federal employees? Here are some considerations.

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How Much Income Will I Need in Retirement?

By on October 30, 2017 in Retirement with 0 Comments
How Much Income Will I Need in Retirement?

Many people haven’t given much thought to how much income they will need in retirement. These are some tips on how to help you with your planning.

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