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Social Security

Stay informed on Social Security updates that affect federal employees and retirees, especially those covered under FERS. Explore news and analysis on Social Security COLAs, benefit calculations, earnings limits, claiming strategies, and policy changes that influence retirement income. Find clear explanations of how Social Security integrates with FERS benefits, the FERS supplement, and long‑term financial planning. Keep up with legislative developments, inflation trends, and key rules that shape Social Security benefits for federal retirees.

The Social Security Double Tax Bomb

FedSmith.com author Dallen HawsBy Dallen HawsFeb 4, 2020 1:11 PM | Updated: Mar 18, 2020 4:44 PM Categories Retirement Leave a comment
illustration of a bomb with a lit fuse against a dark grey background with the word 'tax' written on it with a panicked looking man staring at it

As the author explains, federal employees who think their taxes will be lower in retirement could be in for an unpleasant surprise.

Political Drama: From Protecting Social Security To Gutting It

FedSmith.com author Brenton SmithBy Brenton SmithJan 29, 2020 12:58 PM Categories Retirement Leave a comment
Close up of the words 'The United States of America' printed on a $100 bill in the foreground with another $100 bill underneath and two Social Security cards further back in the stack

The author says that playing politics with Social Security has led to serious consequences for the program.

Social Security Goes 0 for 7 in the Democratic Debates

FedSmith.com author Brenton SmithBy Brenton SmithJan 21, 2020 3:42 PM | Updated: Feb 4, 2020 5:19 PM Categories Retirement Leave a comment
Social Security card on a granite surface where the words 'Social Security' at the top of it appear slightly blurred/distorted

The author says that Social Security’s current financial forecast has become so widely accepted that people no longer question it.

Trump, Social Security, and Santa Claus

FedSmith.com author Brenton SmithBy Brenton SmithDec 20, 2019 8:06 AM | Updated: Jan 3, 2020 1:00 PM Categories Retirement Leave a comment
Santa Claus wearing beach sunglasses and holding a fan spread of cash in his hands against a solid red background

Recent data from SSA suggest that Social Security’s revenue is better than expected.

What Taxes Will Federal Employees Have in Retirement?

FedSmith.com author John GrobeBy John GrobeDec 10, 2019 2:40 PM | Updated: Jul 28, 2020 5:29 PM Categories Retirement Leave a comment
Small wooden model of a house next to block letters vertically stacked that spell 'tax' both sitting on top of a calculator with an old style alarm clock in the background

What taxes can federal employees expect to pay after they retire from federal service?

Social Security, the WEP, and Fairness

FedSmith.com author Brenton SmithBy Brenton SmithOct 29, 2019 9:38 AM | Updated: Nov 11, 2019 8:46 AM Categories Retirement Leave a comment
Close up of two Social Security cards lying on a surface next to a $100 bill

The author critiques a proposed WEP reform bill and offers alternate solutions to the problem posed by the WEP.

Another WEP Reform Bill Introduced

FedSmith.com author Ian SmithBy Ian SmithOct 2, 2019 9:29 AM Categories Retirement Leave a comment

Another bill designed to repeal the Windfall Elimination Provision and boost retirement income for federal retirees has been introduced.

The Consequences of Working Past Age 65

By Brandon ChristySep 25, 2019 1:44 PM | Updated: Oct 18, 2019 2:43 PM Categories Retirement Leave a comment
Senior aged businesswoman sitting at her desk talking on the phone while she looks at paperwork

There are advantages to working later in life, but also some potential downsides. Here are some important points to consider.

Federal Employees Are Lucky

FedSmith.com author John GrobeBy John GrobeSep 19, 2019 11:42 AM | Updated: Oct 1, 2019 1:55 PM Categories Pay & Benefits, Retirement Leave a comment
Group of 4 happy, smiling employees/co-workers standing in a row smiling and giving a thumbs up sign

The author says that although federal employees may not think of themselves as lucky, they have plenty for which to be thankful.

Warren’s Social Security Proposal Adds More Questions Than Answers to the Debate

FedSmith.com author Brenton SmithBy Brenton SmithSep 18, 2019 11:09 AM | Updated: Sep 26, 2019 11:41 AM Categories Federal Workforce News Leave a comment

The author offers an analysis of Elizabeth Warren’s proposal to expand Social Security.

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April 21, 2026

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