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Social Security

Stay informed on Social Security updates that affect federal employees and retirees, especially those covered under FERS. Explore news and analysis on Social Security COLAs, benefit calculations, earnings limits, claiming strategies, and policy changes that influence retirement income. Find clear explanations of how Social Security integrates with FERS benefits, the FERS supplement, and long‑term financial planning. Keep up with legislative developments, inflation trends, and key rules that shape Social Security benefits for federal retirees.

Your Federal Benefits: What Should Your Primary Survivor Do When You Die?

By Ehren ClovisMar 7, 2019 3:28 PM | Updated: Jul 28, 2020 5:38 PM Categories Pay & Benefits Leave a comment
Document labeled 'last will and testament' on a desk with glass, a pen and checkbook

There are important actions your primary survivor needs to take regarding your federal benefits in the event of your death.

Don’t Hold Your Breath

FedSmith.com author John GrobeBy John GrobeFeb 27, 2019 2:22 PM | Updated: Mar 9, 2019 7:36 AM Categories Retirement Leave a comment
Man standing with his chin bent down, eyes tightly closed, and holding both of his arms up with his fingers crossed appearing to anxiously anticipate or hope for something to happen

The author says that while a couple of bills that would boost federal retirement benefits are welcome news, they are unlikely to become law.

Is Social Security Welfare or Insurance?

FedSmith.com author Brenton SmithBy Brenton SmithFeb 11, 2019 9:41 AM | Updated: Feb 18, 2019 12:40 PM Categories Retirement Leave a comment

New legislation promises to keep Social Security solvent for the rest of the century, but the author says the devil is in the details of the bill.

The Best Time to Collect Social Security

FedSmith.com author Brad BobbBy Brad BobbFeb 5, 2019 2:54 PM Categories Retirement Leave a comment

The best time to begin collecting Social Security is different for everyone. The author offers some points to consider in making the decision.

Eliminate the Cap, Solve Social Security’s Financial Problems?

FedSmith.com author Brenton SmithBy Brenton SmithDec 11, 2018 12:43 PM | Updated: Jun 29, 2019 4:47 PM Categories Retirement Leave a comment
Social Security card partially obscured from being underneath a scattering of coins

Would eliminating the cap on Social Security be a good thing? The author says it is not a good idea.

Survey: Older Individuals More Likely to Support Tax Increase to Shore Up Social Security

FedSmith.com author Brenton SmithBy Brenton SmithDec 3, 2018 10:28 AM Categories Retirement Leave a comment

We recently asked our readers if they would support higher taxes to extend full Social Security benefits. Here is what you told us.

Will The Cavalry Save Social Security?

FedSmith.com author Brenton SmithBy Brenton SmithNov 15, 2018 10:16 AM | Updated: Nov 25, 2018 5:09 PM Categories Retirement Leave a comment

The author says the typical worker faces the prospect of losing money on Social Security. Will higher taxes solve this problem?

Fact Check: The GOP Targets Social Security

FedSmith.com author Brenton SmithBy Brenton SmithOct 24, 2018 10:16 AM | Updated: Nov 4, 2018 2:44 PM Categories Retirement Leave a comment

Social Security is often made into a political issue, but the author says that it will take bipartisan action to solve problems facing the program.

Social Security Claiming Rules Invite Calamity

FedSmith.com author Brenton SmithBy Brenton SmithOct 16, 2018 11:14 AM Categories Retirement Leave a comment
Pink piggy bank inside of a lifeguard's rescue buoy floating in a swimming pool

The author says that a combination of poor advice and out-dated rules expose seniors to consequences that last a life time.

How Federal Employees Can Plan a Successful Early Retirement

By Micah PorterSep 27, 2018 3:49 PM | Updated: Oct 8, 2018 11:36 AM Categories Retirement Leave a comment
Old style key with a keychain labeled 'early retirement' sitting next to a keyhole and some coins

If you are a federal employee who is considering early retirement, it is important to understand your options and whether or not it is feasible.

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April 20, 2026

Fund Last % YTD
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F Fund $21.0674 -0.05% +0.89%
C Fund $114.1387 -0.23% +4.22%
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L Income $30.1227 -0.04% +3.01%
L 2030 $60.8067 -0.12% +4.66%
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L 2045 $19.8785 -0.18% +5.98%
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L 2060 $23.0000 -0.23% +7.34%
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