Brad Bobb

Brad Bobb is a financial planner with over a decade of experience working with federal employees. He is acutely focused on the financial livelihood of employees who are part of the CSRS or FERS systems. Any federal employee with a question can email him or visit bobbfinancial.com.

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Is Now the Time to Move to the G Fund?

By on March 26, 2020 in Retirement with 0 Comments

As stocks drop fast, federal employees may be wondering if they should dump the TSP stock funds. One financial advisor offers his perspective.

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Saving Solely in the TSP Can be Bad

By on February 26, 2020 in Retirement with 0 Comments
Saving Solely in the TSP Can be Bad

The TSP is a great option for saving for retirement, but the author says that using it for all savings needs can create tax consequences.

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The SECURE Act of 2019 Means Big Changes to Retirement Accounts

By on January 10, 2020 in Retirement with 0 Comments
The SECURE Act of 2019 Means Big Changes to Retirement Accounts

The SECURE Act is a new law that has significant implications for retirement savings. Here are some key points to know about the new law.

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Don’t Wait Until Age 70 to Access Your TSP

By on October 26, 2019 in Retirement with 0 Comments
Don’t Wait Until Age 70 to Access Your TSP

Should you wait to take withdrawals from your TSP account? The author looks at why you may not want to.

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What Kind of Financial Advisor is Best?

By on August 27, 2019 in Retirement with 0 Comments
What Kind of Financial Advisor is Best?

What types of financial advisors are there, and which one is best? As the author explains, it ultimately depends on your needs.

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Evaluating an LEO or ATC Contract Position

By on August 5, 2019 in Retirement with 0 Comments
Evaluating an LEO or ATC Contract Position

Some federal employees have the option of moving to a contract position at retirement. Here are some considerations in weighing this option.

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Four Reasons to Avoid Taking a TSP Loan

By on July 10, 2019 in Retirement with 0 Comments
Four Reasons to Avoid Taking a TSP Loan

Borrowing from your TSP account can be detrimental to your long-term savings. The author explains why it’s best to avoid.

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Unbiased Survivor Annuity vs. Life Insurance

By on June 18, 2019 in Pay & Benefits, Retirement with 0 Comments
Unbiased Survivor Annuity vs. Life Insurance

What are the key differences between survivor annuities and life insurance? The author provides an explanation.

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FERS Supplement and the Earnings Test

By on May 20, 2019 in Retirement with 0 Comments
FERS Supplement and the Earnings Test

Some federal employees can receive a special supplement under FERS when retiring early, but there are limits on what they can earn before it gets reduced.

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How Much is the FERS Annuity Really Worth?

By on May 8, 2019 in Retirement with 0 Comments
How Much is the FERS Annuity Really Worth?

The annuity is a big part of FERS, but what is it really worth to your overall retirement?

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