Brad Bobb

Brad Bobb is a financial planner with over a decade of experience working with federal employees. He is acutely focused on the financial livelihood of employees who are part of the CSRS or FERS systems. Any federal employee with a question can email him or visit bobbfinancial.com.

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The SECURE Act of 2019 Means Big Changes to Retirement Accounts

By on January 10, 2020 in Retirement with 0 Comments
The SECURE Act of 2019 Means Big Changes to Retirement Accounts

The SECURE Act is a new law that has significant implications for retirement savings. Here are some key points to know about the new law.

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Don’t Wait Until Age 70 to Access Your TSP

By on October 26, 2019 in Retirement with 0 Comments
Don’t Wait Until Age 70 to Access Your TSP

Should you wait to take withdrawals from your TSP account? The author looks at why you may not want to.

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What Kind of Financial Advisor is Best?

By on August 27, 2019 in Retirement with 0 Comments
What Kind of Financial Advisor is Best?

What types of financial advisors are there, and which one is best? As the author explains, it ultimately depends on your needs.

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Evaluating an LEO or ATC Contract Position

By on August 5, 2019 in Retirement with 0 Comments
Evaluating an LEO or ATC Contract Position

Some federal employees have the option of moving to a contract position at retirement. Here are some considerations in weighing this option.

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Four Reasons to Avoid Taking a TSP Loan

By on July 10, 2019 in Retirement with 0 Comments
Four Reasons to Avoid Taking a TSP Loan

Borrowing from your TSP account can be detrimental to your long-term savings. The author explains why it’s best to avoid.

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Unbiased Survivor Annuity vs. Life Insurance

By on June 18, 2019 in Pay & Benefits, Retirement with 0 Comments
Unbiased Survivor Annuity vs. Life Insurance

What are the key differences between survivor annuities and life insurance? The author provides an explanation.

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FERS Supplement and the Earnings Test

By on May 20, 2019 in Retirement with 0 Comments
FERS Supplement and the Earnings Test

Some federal employees can receive a special supplement under FERS when retiring early, but there are limits on what they can earn before it gets reduced.

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How Much is the FERS Annuity Really Worth?

By on May 8, 2019 in Retirement with 0 Comments
How Much is the FERS Annuity Really Worth?

The annuity is a big part of FERS, but what is it really worth to your overall retirement?

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Credit Card Debt and a Good TSP Loan

By on April 22, 2019 in Pay & Benefits with 0 Comments
Credit Card Debt and a Good TSP Loan

The author says that taking a loan from your TSP is something you should generally avoid, but there are times when it can make sense.

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The Best Time to Collect Social Security

By on February 5, 2019 in Retirement with 0 Comments
The Best Time to Collect Social Security

The best time to begin collecting Social Security is different for everyone. The author offers some points to consider in making the decision.

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