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Social Security

Stay informed on Social Security updates that affect federal employees and retirees, especially those covered under FERS. Explore news and analysis on Social Security COLAs, benefit calculations, earnings limits, claiming strategies, and policy changes that influence retirement income. Find clear explanations of how Social Security integrates with FERS benefits, the FERS supplement, and long‑term financial planning. Keep up with legislative developments, inflation trends, and key rules that shape Social Security benefits for federal retirees.

Will I Get Social Security If the Trust Fund Goes Bankrupt?

FedSmith.com author David FeiBy David FeiJun 3, 2024 12:33 PM Categories Retirement Leave a comment
Social Security cards with poker chips and dice sitting on top of them depicting uncertainty regarding the program's financial future/long-term viability

News reports imply that the Social Security trust fund is going broke. Should you include Social Security income in your retirement planning?

Why You Should Not Worry About Social Security Trust Fund News

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterMay 28, 2024 12:29 PM Categories Retirement Leave a comment
Two red dice sitting on a tear out of a headline that reads 'Will Your Social Security Be Enough?'

Focusing on what you can control in your retirement planning is more productive than worrying about things beyond your control.

Best States to Retire: Tax-Free Retirement, Cost-of-Living, and Quality of Life

FedSmith.com author Brennan RhuleBy Brennan RhuleMay 24, 2024 9:47 AM Categories Retirement Leave a comment
Words 'tax' spelled out by block letters above a spread of IRS 1040 income tax forms next to cash and a calculator on a desk

Federal employees who may be considering relocating after retirement should consider cost of living, lifestyle and taxes in each states.

Changed Your Mind About Taking Social Security Early? Here Are Your Options

FedSmith.com author David FeiBy David FeiMay 20, 2024 12:33 PM Categories Retirement Leave a comment
Close up of two social security cards with a $100 bill on top of them

If you start Social Security early but regret the decision, you have options. These are the options and considerations.

Social Security and the Retirement Earnings Test (RET) Can Bring Your Benefits to $0

FedSmith.com author Brennan RhuleBy Brennan RhuleMay 13, 2024 8:05 AM Categories Retirement Leave a comment
Two Social Security cards pictured on top of a spread of quarters

If you are on Social Security and have earned income, the Retirement Earnings Test can create significant penalties.

Beware of This if You Plan to Work After Retirement!

FedSmith.com author Dallen HawsBy Dallen HawsMay 2, 2024 8:21 AM Categories Retirement Leave a comment

Federal employees who are planning to work after retirement need to be aware of these potential pitfalls.

How to Report and Correct Your Social Security Earnings Record

FedSmith.com author Brennan RhuleBy Brennan RhuleApr 17, 2024 2:36 PM Categories Retirement Leave a comment
Spread of cash with a yellow post it note on top that reads 'Social Security?'

Ensuring your reported earnings are accurate helps to maximize your Social Security benefits. Learn how to check and correct errors.

Social Security Does A Better Job Explaining Your Retirement Benefits Than I Can

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterApr 3, 2024 8:43 AM | Updated: Apr 4, 2024 10:44 AM Categories Retirement Leave a comment
Close up of two social security cards with a $100 bill on top of them

When you need information on Social Security benefits, it’s always best to go straight to the source.

Can You Retire With $500k in Your TSP Account?

FedSmith.com author Dallen HawsBy Dallen HawsMar 27, 2024 9:11 AM | Updated: May 24, 2024 2:54 PM Categories Retirement Leave a comment

Can a federal employee retire with $500,000 saved in the TSP? Here are some considerations.

Taxes on Social Security: What You Need to Know

FedSmith.com author Mel StubbsBy Mel StubbsMar 20, 2024 1:51 PM Categories Retirement Leave a comment

Will your Social Security benefits be taxed and what implications are there for federal employees and retirees?

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March 31, 2026

Fund Last % YTD
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L Income $29.3186 +0.78% +0.26%
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