Why I Don’t Like the 4% Rule
The 4% rule is a common spending strategy in retirement. Although very popular, the author says there are some flaws with it.
Social Security
Can Social Security Pay its Bills?
The author says that Social Security should be at the top of the Treasury Secretary’s priority list, but that it appears it may not be.
The Social Security Earnings Test
Will you be subject to the Social Security earnings test? If so, it can cause a reduction in your benefits.
Social Security: The COVID Storm That Wasn’t
The author says that the COVID recession did not cause financial distress for Social Security, an outcome he had not anticipated.
Social Security: Still Not a Dead Horse
Knowing when to file for Social Security can be a difficult decision. These are some important considerations.
2022 COLA: 5.9%; Largest in 40 Years
The 2022 COLA will be the largest increase in 40 years, a fact obviously of interest to federal retirees and Social Security recipients.
Should You Take the FERS Supplement or 10% Bonus to Your Pension?
How much of a financial impact can the FERS supplement or pension bonus have on a federal employee’s pension?
Can Social Security’s Insecurity Create Private Sector Jobs?
A private company wants to sell insurance against insolvency. The author explains what life would be like if AIG and Lehman Brothers ran Social Security.
How Do You Know How Much You Will Receive From Social Security?
How do you know how much you will receive from Social Security? Your Social Security statement will tell you.
The 2021 Social Security Trustees Report is Already Outdated
The author says that Social Security may be in a more dire financial state than the latest Trustees report suggests.
