If you are a federal employee, you may be wondering how to plan for your retirement and make the most of your Thrift Savings Plan (TSP). The TSP is a tax-advantaged retirement savings plan that allows you to invest in various funds and options, depending on your risk tolerance and goals. On this tag page, you will find articles and resources that will help you understand the benefits and features of the TSP, as well as tips and strategies to increase your investment returns and secure your future income. You will also learn about the latest news and updates on the TSP performance, fees, withdrawals, and more. Whether you are just starting your federal career or are near retirement, these articles will provide you with valuable information and guidance on how to make the best use of your TSP.
Investors in the TSP’s C fund enjoyed their best month of returns since December 2010. So, here is a question you should ask yourself: Are you prepared for the next bear market or will you sell at a loss when the inevitable pull back occurs?
The number of TSP participants with at least $1 million in the TSP is continuing to grow rapidly. Some readers will be surprised at the increasing number of these savvy investors.
The Federal Retirement Thrift Investment Board (FRTIB) announced today that it has released a request for proposal for a fund manager for the TSP’s C Fund.
Most of the TSP funds were down in January with the C fund leading the trend with a negative return of -2.99%. Should investors be worried?
A financial planner we met with was interested in moving a chunk of our TSP investment into an investment that “can’t lose money.” What are your thoughts on this?
A new proposal would expand the TSP to military personnel and FEHB to military families and retirees.
Some TSP investors would like to have more investment options. Others like the TSP the way it is now constructed. Changes are already under serious consideration.
There are many factors to consider when constructing a strategy for retirement. Through the use of detailed examples, the author outlines some of the most crucial sources of income federal employees are most likely to have in retirement which they need to take into account when devising their own retirement income plans.
When a federal employee has retired, income taxes do not go away, they just change somewhat. Federal pensions, Social Security and distributions from the Thrift Savings Plan are all taxable to some extent. These are some taxes you can expect to incur in 2015 as a retired federal employee.
The rising stock market has increased the number of federal employees who have balances of $1 million or more. Some of our users have said it is not possible to achieve this milestone, but one of our readers says it most definitely is and shared her strategy with us.
