Life Insurance: Now for the Living! Pt 3 – Cash Value
The author says that cash value life insurance can help make up for coverage gaps that may exist under FEGLI.
Revisiting the 7 Biggest Risks to Federal Retirees 5 Years Later
These are 7 risks federal employees face in retirement. Some of them have become a greater threat in the last 5 years.
If “Build Back Better” Doesn’t Extend 2017 Tax Cuts… What’s That Mean for Your Retirement?
The growing debt our country is facing means that taxes are likely to rise in the future. What does this mean for your retirement?
Who Will Be the Biggest Beneficiary of My TSP Account?
A substantial portion of your TSP account can be lost to taxes if the funds are not distributed to your beneficiaries correctly upon your passing.
Aging Gracefully: A Look at Today’s LTC Solutions
Long-term care costs can quickly devour your retirement nest egg. These are some alternative strategies for addressing LTC needs later in life.
The Roth TSP and Other Forms of ‘Tax Insurance’
The author says taxes could rise in the future, making traditional tax planning strategies less effective.
Surviving Spouse Benefit: What Kind of Income Would Your Spouse Like?
The author says that federal retirees can wind up paying more taxes than they have to due to misunderstanding available survivor benefit options.
TSP G Fund: ‘Safe’ Is Not ‘Without Risk’
The G Fund is considered the safest of the TSP funds, but being “safe” does not mean there are no risks of losing money.
Your Thrift Spending Plan: Retirement Income Strategies
When you reach retirement, you need to plan for how much you can withdraw and spend from your nest egg. The author discusses two strategies.
Market Volatility and Sequence of Returns Risk
Are you familiar with Sequence of Returns Risk? It can have a significant impact on your financial plan as you near retirement.
