Should I Roll Over My TSP After Retiring?
Is it better to roll over the TSP after retirement or leave it in place?
If you are a federal employee, you may be wondering how to plan for your retirement and make the most of your Thrift Savings Plan (TSP). The TSP is a tax-advantaged retirement savings plan that allows you to invest in various funds and options, depending on your risk tolerance and goals. On this tag page, you will find articles and resources that will help you understand the benefits and features of the TSP, as well as tips and strategies to increase your investment returns and secure your future income. You will also learn about the latest news and updates on the TSP performance, fees, withdrawals, and more. Whether you are just starting your federal career or are near retirement, these articles will provide you with valuable information and guidance on how to make the best use of your TSP.
Is it better to roll over the TSP after retirement or leave it in place?
The I fund has provided the best returns for TSP investors so far in 2015.
Will I get penalized for being only 56 and taking money out of the Roth TSP when I am eligible to take money out of the regular TSP?
Which TSP fund has the highest rate of return among TSP funds so far in 2015 and tied for last place among investment options selected by TSP investors?
Have you left unclaimed money in the Thrift Savings Plan? $88 million is sitting in these unclaimed accounts. Here is how this occurs and how to claim the money you may have invested some time ago.
I am 66 years old but am still working for the federal government and making monthly deposits into my TSP funds. Can I withdraw some of the funds to take care of some revolving debt?
TSP funds reflected a shift in investor behavior in March as the S fund had a positive return and the C fund turned negative. The I fund is the leading fund for TSP returns so far in 2015.
With all the talk about the TSP possibly opening up a mutual fund window and expanding withdrawal options, you may have forgotten that the TSP also offers a Roth option. The author describes the basics of how the Roth option works to help you decide if it is right for your situation.
The TSP has updated the fund information sheets to include the latest available data from 2014. The author provides a quick analysis of the fresh data.
The House budget committee released its 2016 budget proposal last week, largely bereft of any specifics of proposed changes to federal pay and benefits. A new report, however, is shedding some light on these details.