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Pay & Benefits

Get the latest federal employee pay news, including updates on federal pay raises, GS pay scale changes, locality pay, and federal compensation policy. Stay informed on TSP news, TSP fund performance, contribution limits, and investment updates. This category also covers FEHB premiums, FEGLI rates, FEDVIP dental and vision benefits, and major OPM policy changes, federal workforce legislation, and other developments that impact federal employee pay, benefits, and take‑home compensation.

How Federal Employees Can (Potentially) Increase Their Pay

FedSmith.com author Mathew B. Tully, Esq.By Mathew B. Tully, Esq.Oct 9, 2024 8:05 AM Categories Pay & Benefits Leave a comment
Close up of a businessman's hand putting coins in a jar overlaid against a city skyline depicting a locality pay concept

How does locality pay work, and what can federal employees do if they believe theirs is incorrect?

2025 FEHB Premium Increases for Blue Cross Blue Shield Nationwide Plans

FedSmith.com author Ian SmithBy Ian SmithOct 8, 2024 9:40 AM | Updated: Oct 19, 2024 7:27 PM Categories Pay & Benefits Leave a comment
Pink piggy bank pictured next to a stethoscope on a solid aqua colored background

Blue Cross Blue Shield is among the more popular FEHB plans. How much have 2025 premiums increased over last year?

Rule Would Change Pay Criteria for 17k Federal Employees

FedSmith.com author Ian SmithBy Ian SmithOct 7, 2024 3:44 PM | Updated: Jan 13, 2025 6:18 PM Categories Pay & Benefits Leave a comment
Businessman walking towards a city skyline with cash appearing to fall around him

A proposed rule will increase the pay of a significant number of Federal Wage System federal employees.

Why Aren’t More Federal Employees Using the Roth TSP?

FedSmith.com author Dallen HawsBy Dallen HawsOct 3, 2024 2:36 PM Categories Pay & Benefits Leave a comment

These are some possible reasons why more federal employees are not using the Roth TSP.

Average FEHB Premiums Are Up; Historic Annual Increases from 2016-2025

FedSmith.com author Ralph R. SmithBy Ralph R. SmithOct 2, 2024 8:35 AM | Updated: Nov 10, 2024 12:27 PM Categories Pay & Benefits Leave a comment
Stacks of cash growing in size from left to right against a white background

FEHB premiums go up every year. Additions may be creating a Cadillac health plan rather than a balance of services and expense.

Spectacular TSP Returns: One Fund Up More than 36% Over 12-Months

FedSmith.com author Ralph R. SmithBy Ralph R. SmithOct 1, 2024 9:33 AM | Updated: Oct 5, 2024 12:51 PM Categories Pay & Benefits Leave a comment
Bull market - bull with his head tilted slight down and horns protruding against a line graph in the background

TSP returns during the bull market have been excellent. TSP investors have gradually shifted to the C Fund from the G Fund as the market has gone up.

TSP Hardship Withdrawals: A Lifeline or a Trap?

FedSmith.com author David FeiBy David FeiSep 30, 2024 7:45 AM | Updated: Nov 6, 2024 11:20 AM Categories Pay & Benefits Leave a comment
A senior adult man sitting at a table or desk stacked with papers and envelopes looking down with his hands on his head

How do TSP hardship withdrawals work, and what are the pros and cons of this feature of the TSP?

2025 PSHB Premiums Announced

FedSmith.com author Ian SmithBy Ian SmithSep 26, 2024 8:25 AM Categories Pay & Benefits, Retirement Leave a comment
The concept of health insurance and medical welfare. Circle wood and red heart with icon.

The premiums for the inaugural 2025 Postal Service Health Benefits (PSHB) Program are now available.

2025 FEHB Premiums to Increase By 13.5%

FedSmith.com author Ian SmithBy Ian SmithSep 25, 2024 4:08 PM | Updated: Nov 30, 2024 11:45 AM Categories Pay & Benefits Leave a comment
Health insurance paperwork with a stethoscope, calculator, pen and spread of cash

The Office of Personnel Management has released the 2025 FEHB and FEDVIP premiums.

Unusual TSP Returns This September and Surge in Purchasing TSP Annuities: What is Going On?

FedSmith.com author Ralph R. SmithBy Ralph R. SmithSep 24, 2024 11:28 AM | Updated: Jan 14, 2025 8:29 AM Categories Pay & Benefits Leave a comment
White piggy bank labeled 'TSP' sitting on top of a book on a desk next to cash and a calculator

There has been a surge in TSP investors purchasing annuities. Here is a brief explanation. September is historically a negative month for stocks, but so far 2024 has been an exception.

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Daily TSP Performance

April 17, 2026

Fund Last % YTD
G Fund $19.8322 +0.01% +1.25%
F Fund $21.0773 +0.38% +0.94%
C Fund $114.4069 +1.20% +4.47%
S Fund $108.9131 +1.96% +8.47%
I Fund $62.1880 +1.24% +12.07%
L Income $30.1358 +0.39% +3.05%
L 2030 $60.8789 +0.76% +4.79%
L 2035 $18.6502 +0.90% +5.49%
L 2040 $71.7563 +0.97% +5.86%
L 2045 $19.9136 +1.04% +6.17%
L 2050 $44.2467 +1.10% +6.49%
L 2055 $23.0558 +1.30% +7.59%
L 2060 $23.0531 +1.30% +7.59%
L 2065 $23.0504 +1.31% +7.59%
L 2070 $13.6616 +1.31% +7.59%
L 2075 $11.9335 +1.31% +7.59%
Get detailed TSP data at TSPDataCenter.com

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