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Pay & Benefits

Get the latest federal employee pay news, including updates on federal pay raises, GS pay scale changes, locality pay, and federal compensation policy. Stay informed on TSP news, TSP fund performance, contribution limits, and investment updates. This category also covers FEHB premiums, FEGLI rates, FEDVIP dental and vision benefits, and major OPM policy changes, federal workforce legislation, and other developments that impact federal employee pay, benefits, and take‑home compensation.

COLA Calculations, Inflation and Stock Market Records

FedSmith.com author Ralph R. SmithBy Ralph R. SmithNov 13, 2024 9:18 AM Categories Retirement, Pay & Benefits Leave a comment
Shopping cart on the left side of a balance beam that is lower than a piggy bank on the other side

America had an election and inflation was a factor for voters. The stock market is booming. Here are the latest inflation figures and how the COLA compares to pay raises over time.

Are You Ready for FEHB Open Season?

FedSmith.com author Ian SmithBy Ian SmithNov 11, 2024 9:05 AM Categories Pay & Benefits Leave a comment
Office binders on a desk, one of which is labeled 'open enrollment' pictured next to a notepad and jar of pencils

Open Season for the 2025 FEHB plan year is underway. Here is some information to help.

Don’t Make This Mistake During FEHB Open Season

FedSmith.com author Ann WertsBy Ann WertsNov 8, 2024 9:37 AM Categories Pay & Benefits Leave a comment
The concept of health insurance and medical welfare. Circle wood and red heart with icon.

FEHB premiums are rising sharply as seen in the BCBS historical costs. Failing to analyze and compare plans during Open Season could be a big mistake.

Zero Percent Return for the C Fund Over the Next 10 Years?!

By Thomas LeeNov 7, 2024 8:25 AM Categories Pay & Benefits
Bull and a bear overlaid on top of a financial line graph on a yellow background

The stock market is at record high levels. What does that mean for future returns?

FSA vs HSA: Options on Healthcare Savings

FedSmith.com author David FeiBy David FeiNov 6, 2024 1:05 PM | Updated: Dec 10, 2024 3:21 PM Categories Pay & Benefits Leave a comment
Piece of paper labeled 'flexible spending account' lying on top of a spreadsheet next to a pen and reading glasses depicting planning for health care/health insurance expenses

FSA and HSA accounts are options federal employees have to help save on the cost of FEHB health insurance.

Historical FEHB Premium Increases for Federal Employees Under Blue Cross Blue Shield

FedSmith.com author Ian SmithBy Ian SmithNov 4, 2024 7:40 AM Categories Pay & Benefits Leave a comment
Stethoscope sitting on top of health insurance paperwork with a spread of $100 bills, a pen and some pills

Health insurance costs continue to go up each year. How much have FEHB premiums under Blue Cross Blue Shield risen since 2019?

One TSP Fund Up About 21% in 2024 But TSP Returns Drop in October

FedSmith.com author Ralph R. SmithBy Ralph R. SmithNov 1, 2024 9:35 AM Categories Pay & Benefits Leave a comment
Silhouettes of a bull and a bear superimposed over stock charts depicting uncertainty of a bull or bear stock market returns

TSP returns for all Funds were down except for the G Fund due largely to a decline on the last trading day. TSP performance so far in 2024 is excellent.

2025 FEHB Open Season Starts on November 11th. Are You In the Right Health Plan?

FedSmith.com author David FeiBy David FeiOct 28, 2024 7:45 AM | Updated: Dec 10, 2024 3:22 PM Categories Pay & Benefits, Retirement Leave a comment
Office binders on a desk, one of which is labeled 'open enrollment' pictured next to a notepad and jar of pencils

These are some tips to help federal employees choose the best 2025 health plan during the FEHB Open Season.

Another Bill Introduced to Cut Locality Pay of Teleworking Federal Employees

FedSmith.com author Ian SmithBy Ian SmithOct 24, 2024 8:40 AM Categories Pay & Benefits Leave a comment
Man holding large and small piggy bank symbolizing a large versus small pay raise

Another bill has been introduced that targets locality pay of federal employees who telework.

TSP Matching Hits New High and Warning Signs as Bull Market Continues

FedSmith.com author Ralph R. SmithBy Ralph R. SmithOct 22, 2024 11:31 AM Categories Pay & Benefits Leave a comment
Illustration of a bear and a bull overlaid on a stock market graph

The percentage of TSP investors getting the full government match continues to go up and high returns this year fuels TSP investor optimism.

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Daily TSP Performance

April 28, 2026

Fund Last % YTD
G Fund $19.8585 +0.01% +1.38%
F Fund $20.9730 -0.12% +0.44%
C Fund $114.6232 -0.49% +4.67%
S Fund $107.6536 -1.08% +7.22%
I Fund $60.9283 -0.60% +9.80%
L Income $30.0904 -0.17% +2.90%
L 2030 $60.6350 -0.34% +4.37%
L 2035 $18.5574 -0.40% +4.97%
L 2040 $71.3603 -0.44% +5.27%
L 2045 $19.7945 -0.47% +5.54%
L 2050 $43.9628 -0.50% +5.80%
L 2055 $22.8818 -0.60% +6.78%
L 2060 $22.8790 -0.60% +6.78%
L 2065 $22.8762 -0.60% +6.78%
L 2070 $13.5583 -0.60% +6.78%
L 2075 $11.8432 -0.60% +6.78%
Get detailed TSP data at TSPDataCenter.com

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