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Retirement

Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.

TSP Data Not Impacted by OPM Breaches

FedSmith.com author Ralph R. SmithBy Ralph R. SmithJul 28, 2015 4:30 AM | Updated: Aug 20, 2016 8:09 PM Categories Retirement Leave a comment

TSP account numbers are not shared with OPM. Therefore, according to the Federal Retirement Thrift Investment Board, TSP data were not impacted by the recent data breaches impacting federal employees.

FRTIB Director Gives His Blessing for Adding Mutual Fund Option to the TSP

FedSmith.com author Ian SmithBy Ian SmithJul 27, 2015 7:30 PM Categories Pay & Benefits, Retirement Leave a comment

The Federal Retirement Thrift Investment Board, the group that oversees the Thrift Savings Plan, has given the green light to begin the process of adding mutual funds as an investment option to the TSP.

Guidelines to Help You Prepare for Your Retirement ‘Graduation’

FedSmith.com author Carol SchmidlinBy Carol SchmidlinJul 23, 2015 5:27 PM Categories Retirement Leave a comment

Are you on the cusp of retirement? These are some tips to keep in mind as you plan this next phase of your life.

Feds Dodge Cut in G Fund Interest Rate

FedSmith.com author Ralph R. SmithBy Ralph R. SmithJul 21, 2015 6:38 PM Categories Retirement Leave a comment

Federal employees who invest in the G fund may breathe a sigh of relief as a proposal to cut the interest rate paid by this TSP fund appears to have died in the Senate.

How Likely Are You to Receive a COLA Increase in 2016?

FedSmith.com author Ralph R. SmithBy Ralph R. SmithJul 21, 2015 2:36 PM Categories Federal Workforce News, Retirement Leave a comment

Will federal retirees receive a COLA in 2016? While inflation data is creeping up, it may not be enough to result in a COLA increase.

Is Washington’s Big F.E.E.T.S. Stepping on Federal Employees?

FedSmith.com author Randy SilveyBy Randy SilveyJul 20, 2015 4:44 PM Categories Pay & Benefits, Retirement Leave a comment

The author says politicians in Washington are using federal employees as political pawns which is likely to push talented people out of the federal workforce. He outlines some of the arguments coming from Washington against the federal workforce and dispels them with evidence of his own.

Would Cutting the G Fund Interest Rate Benefit Federal Employees?

FedSmith.com author Ralph R. SmithBy Ralph R. SmithJul 19, 2015 10:18 AM Categories Retirement Leave a comment

The G fund has never had a losing year. The rate of return on the G fund has been dropping as inflation has gone down and consideration is being given to reducing the G fund interest rate even more. Could this actually be a good thing for TSP investors?

Some CSRS Offset Employees Will Receive Extra Money (and Interest)

FedSmith.com author Ralph R. SmithBy Ralph R. SmithJul 16, 2015 6:24 PM | Updated: Aug 26, 2016 6:27 PM Categories Pay & Benefits, Retirement Leave a comment

Are you a CSRS offset retiree? If you are in this group of federal employees, a letter coming from the Defense Finance and Accounting Service (DFAS) may interest you as you may be in for at least a small, unexpected financial gain.

Federal Retirement Contributions and Pension Calculations: More Changes Coming?

FedSmith.com author Ralph R. SmithBy Ralph R. SmithJul 9, 2015 1:48 PM Categories Pay & Benefits, Retirement Leave a comment

Will the federal retirement system be changed to require greater contributions from federal employees in the near future? Will the retirement computation change from a high three to high five? Here is a quick summary of pending issues federal employees should be watching.

How Do You Compare to Other TSP Investors?

FedSmith.com author Ralph R. SmithBy Ralph R. SmithJul 7, 2015 11:40 AM | Updated: Sep 13, 2016 6:18 PM Categories Retirement Leave a comment

How do your TSP fund balances and investment decisions compare to other federal employees? Are TSP balances generally going up or down? Recent data from the TSP provide some insight into these questions.

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Daily TSP Performance

May 1, 2026

Fund Last % YTD
G Fund $19.8657 +0.01% +1.42%
F Fund $20.9401 +0.12% +0.28%
C Fund $116.0963 +0.29% +6.01%
S Fund $109.4965 +0.40% +9.05%
I Fund $61.5532 -0.18% +10.92%
L Income $30.1996 +0.05% +3.27%
L 2030 $61.0590 +0.09% +5.10%
L 2035 $18.7105 +0.11% +5.83%
L 2040 $71.9984 +0.11% +6.21%
L 2045 $19.9834 +0.12% +6.54%
L 2050 $44.4091 +0.13% +6.88%
L 2055 $23.1647 +0.14% +8.10%
L 2060 $23.1620 +0.14% +8.10%
L 2065 $23.1591 +0.14% +8.10%
L 2070 $13.7260 +0.14% +8.10%
L 2075 $11.9897 +0.14% +8.10%
Get detailed TSP data at TSPDataCenter.com

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