The TSP Risk That Can Wreck Your Retirement — And How to Avoid It
Retiring soon? Discover why your favorite TSP funds could jeopardize your plans—and the simple strategy to stay in control of your future.
🇺🇸 In honor of those who gave everything in service to this nation — FedSmith observes Memorial Day with gratitude. 🇺🇸
Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.
Retiring soon? Discover why your favorite TSP funds could jeopardize your plans—and the simple strategy to stay in control of your future.
What lessons can be gleaned from a former federal employee's home renovation project about tax-efficient withdrawals in retirement?
A VERA offers federal employees early retirement with benefits but comes with trade-offs, so it must be weighed carefully.
When converting TSP funds into a Roth IRA, there is an extra step federal employees can take which may offer some advantages.
HSAs offer a number of advantages for long-term savings. Why are most accounts kept in cash?
Federal retirees can use these five techniques to help offset the increased taxes they may face due to the recent repeal of the WEP and GPO.
The OPM retirement backlog decreased somewhat in July but remains at uncharacteristically high levels from an unusual summer surge.
Working for an additional year can have a significant impact on a federal employee's retirement savings.
Fully utilizing these 6 benefits will set federal employees up for success.
Strategizing a mix of traditional and Roth retirement accounts can help you save on taxes.