There’s Nothing Wrong With the 4% Rule… As Long As You Don’t Call It a Rule
The 4% rule is a starting point for estimating TSP retirement income, helping balance the risks of overspending and underspending in retirement.
Author: Anthony Bucci
For Federal Employees, Retirement Taxes Are About Location, Location, Location
Asset location in retirement is key. Where federal employees keep savings—tax-deferred, Roth, or taxable—can greatly impact taxes and flexibility later.
Should Federal Employees Invest in Gold?
Gold’s performance has been making headlines recently, but does that make it a good investment for federal employees?
Don’t Wing It: How to Give Your TSP a Purpose and a Plan
Is your TSP strategy as structured as your federal benefits? Discover how an Investment Policy Statement can align your retirement goals and investments.
The $60,000 Question: How to Fund Big Retirement Expenses Without Wrecking Your Tax Plan
What lessons can be gleaned from a former federal employee’s home renovation project about tax-efficient withdrawals in retirement?
How Tax Bracket “Bumps” Can Cost Federal Employees
Understanding the progressive nature of the tax code can help federal employees both during their careers and after retirement.
Are Tariffs “Tariff-fying” Your TSP?
Tariffs have rattled the stock market. Should federal employees be worried about their TSP accounts?
How Often Do You Check Your TSP Balance?
Checking your TSP account balance too often can be detrimental to your long-term investment returns.
Are You “Swimming Naked?” What Buyouts Reveal About Financial Security for Federal Employees
Prepare for financial uncertainties by upgrading your emergency fund and understanding your expenses to ensure security amidst job loss or federal buyouts.
The TSP Still Hasn’t Solved Dollar Cost Ravaging
The TSP is a valuable benefit for federal employees, but it has a significant downside when taking distributions in retirement.
