How to Max Out Your 2025 TSP Contributions
As you plan your budget for 2025, these are the TSP contribution limits and the maximum amounts you can contribute each pay period.
🇺🇸 In honor of those who gave everything in service to this nation — FedSmith observes Memorial Day with gratitude. 🇺🇸
Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.
As you plan your budget for 2025, these are the TSP contribution limits and the maximum amounts you can contribute each pay period.
Without proper planning, Required Minimum Distributions can be a tax burden for federal employees in retirement.
Legislation repealing the WEP and GPO has passed Congress.
Biases based on future assumptions can damage federal employees' retirement plans. These are some tips to mitigate them.
It is not unusual for federal employees to find mistakes on their pension estimates. These are some of the most common ones.
These are common questions federal employees are likely to have as they plan for retirement.
The OPM retirement backlog has been reduced to levels not seen since 2016 at the end of November.
When you open an IRA during this calendar year, you have until the income tax filing deadline to make an IRA contribution.
Money for retirement savings is saved or invested in different kinds of accounts. Taxes will impact these accounts in different ways.
Which investment makes more sense for federal employees while still working: the TSP or an IRA?