Understanding the FERS Supplement Before Social Security Begins
The FERS Supplement bridges the income gap for federal retirees before age 62. Learn who qualifies, how it’s calculated, and how to plan for when it ends.
Author: Charles Dzama
Retirement Moves That Most Pension Holders Get Wrong
Maximize your pension by coordinating Social Security, TSP withdrawals, and investments to secure lifelong income and a stress-free retirement.
TSP Catch-Up Contributions: Why Roth May No Longer Be a Choice (and Why That May Be a Blessing in Disguise)
TSP catch-up contributions must now be Roth in some cases, and this may be a good thing.
Military Time Buy Back: How 4 Military Years Could Mean $100,000+ More in Retirement
Buying back military time boosts your FERS pension. It’s misunderstood, but adds thousands yearly. Don’t miss out—know the facts and plan wisely.
Bored in Retirement? The Financial Impact of Returning to Federal Service
Federal retirees contemplating a return to federal service should be aware of the financial implications for their pensions.
The Dangers of Inflation with VERA and DRP
Inflation erodes retirement savings over time. Without growth investments, pensions and savings may lose value, especially before age 62.
VSIP + VERA: Should You Take the Money and Retire Early?
A VSIP/VERA can be a tempting offer for federal employees. These are some important considerations for those weighing one of these offers.
How to Max Out Your 2025 TSP Contributions
As you plan your budget for 2025, these are the TSP contribution limits and the maximum amounts you can contribute each pay period.
What Happens When the Fed Cuts Interest Rates?
When the Federal Reserve cuts interest rates, it can impact the TSP.
FERS Phased Retirement: How and Why?
How does phased retirement for federal employees under FERS work?
