Is an IRA Better Than the TSP in Retirement?
Should money stay in the TSP after retirement, or is it better to roll funds over to an IRA? These are pros and cons of each approach.
🇺🇸 In honor of those who gave everything in service to this nation — FedSmith observes Memorial Day with gratitude. 🇺🇸
Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.
Should money stay in the TSP after retirement, or is it better to roll funds over to an IRA? These are pros and cons of each approach.
Roth TSP conversions will arrive in 2026. Who stands to benefit the most?
Federal employees can add more time to their retirement service credit by strategically using their leave.
While estate taxes are often associated with “death taxes,” a more commonly overlooked issue is the tax increase faced by surviving spouses when filing taxes individually.
Federal employees need to understand how to utilize all of their retirement income sources to make the most of them.
OPM's inventory of retirement claims grew sharply to start 2025, but it's been worse. Here is an analysis.
Spending cuts being explored by DOGE are likely to have some federal employees considering an early retirement.
The TSP is a valuable benefit for federal employees, but it has a significant downside when taking distributions in retirement.
These are potentially costly mistakes federal employees make when planning for retirement.