Retirement
Federal Employee Exodus: OPM Retirement Backlog Soars 21% in a Month
The OPM retirement backlog has grown nearly 90% in FY 2026 after another surge in February.
Retirement
Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.
Retirement
Smart Roth Conversions: How to Use Partial IRA, 401(k), or TSP Transfers for Tax-Efficient Retirement
Partial Roth conversions let you move IRA, 401(k), or TSP assets gradually, managing taxes, reducing RMDs, and building tax-free retirement income.
Retirement
TSP Investment Guidance for Building Your Thrift Savings Plan Strategy
Learn about the TSP investment options and strategies to build a personalized investment plan over the course of your federal career.
Retirement
What Parts of a Federal Employee’s Retirement Income Are Taxed?
Federal employees will find that most of their retirement income is subject to taxes. Planning ahead helps reduce tax surprises in retirement.
Retirement
Standard Deduction or Itemize? What Federal Employees Should Know for 2025
Federal employees: Don’t assume last year’s tax approach works in 2025—higher SALT caps mean itemizing could finally beat the standard deduction.
Retirement
Trump’s TSP-for-All Proposal: What It Means for Workers—and Federal Employees
President Trump proposed a TSP-style retirement plan for workers without a 401(k). Here’s how it compares to the TSP and what it means for TSP investors.
Retirement
Avoiding the Tax Trap: What the Elimination of WEP and GPO Means for Your Income and Taxes
The 2025 Social Security Fairness Act removed WEP and GPO, boosting CSRS retirees’ benefits and income, but also created new tax and Medicare implications.
Retirement
Federal Employee Divorce and FERS: Dividing Federal Pension and TSP
Divorcing as a federal employee involves dividing FERS, TSP, and survivor benefits by court order, impacting retirement income and future financial planning.
Retirement
Mastering Roth Conversions: How Federal Employees Can Slash Retirement Taxes
Strategically utilizing Roth conversions is a way that federal employees can reduce their tax burden in retirement.
Retirement
ABLE Accounts: A Powerful but Underused Planning Tool for FERS and Military Families
ABLE accounts let federal and military families save for disability needs tax-free while protecting SSI, Medicaid, and survivor benefits—key to long-term planning.