Retirement
The Social Security Decision Some FERS Retirees May Get Wrong
FERS retirees may benefit from taking Social Security at 62 to preserve TSP flexibility, reduce future RMDs, and ease survivor tax burdens.
Retirement
Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.
Retirement
Under-Living: The Hidden Risk for High-Achieving Savers
Don’t let your TSP millions gather dust—trade under-living for lifelong memories. Spend smart, savor now, and let your money serve your life.
Agency News
The IRS Interactive Tax Assistant: A Free Tool Federal Employees Should Know About
The IRS Interactive Tax Assistant helps federal employees answer common tax questions quickly with guided interviews but it has some known limitations.
Retirement
Submit and Pray: Are Recent Federal Retirees Being Left in the Dark by OPM’s New ORA System?
75% of recent retirees find OPM’s new ORA system easy to use—so why are satisfaction levels plummeting after they hit submit? Read our full breakdown of the data.
Retirement
Making FERS Work: How Federal Employees Should Plan Retirement Using the TSP, Pension, and Social Security
FERS retirement relies on your pension, Social Security, and TSP. Here’s how they combine and an analysis of what’s needed to match (or exceed) CSRS income.
Retirement
Can You Double Your TSP in 7 Years?
Is it possible for federal employees to double their TSP accounts in 7 years? These are some important considerations.
Retirement
FERS and SBP Survivor Benefits: Know the Point of No Return
FERS and SBP survivor benefit elections can become permanent fast—know your deadlines before submitting retirement paperwork.
Retirement
For Federal Employees, Retirement Taxes Are About Location, Location, Location
Asset location in retirement is key. Where federal employees keep savings—tax-deferred, Roth, or taxable—can greatly impact taxes and flexibility later.
Retirement
Is $900K the Magic Number for Federal Employee Retirement?
Is a $900,000 TSP account enough for a federal employee to retire?
Retirement
When a Spouse Controls Your TSP Withdrawals—But Not Your Legacy
Married FERS participants face strict TSP spousal consent rules that can freeze withdrawals, yet beneficiaries—not spouses—control the account after death.