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TSP vs. IRA: Understanding Withdrawal Rules for Federal Employees

FedSmith.com author Micah ShilanskiBy Micah ShilanskiJun 3, 2025 1:48 PM Categories Federal Employee Retirement Leave a comment
Jar of coins with a label on it that reads 'save' next to four vertical stacks of coins

These are the key differences between TSP and IRA withdrawal rules federal employees need to be aware of.

Pay Parity May Be a Good Argument for the 2026 Federal Pay Raise

FedSmith.com author Ian SmithBy Ian SmithJun 3, 2025 7:45 AM Categories Federal Employee Pay News Leave a comment
Scale tipped towards one side due to having three bags of money on it versus only one bag on the higher side

Pay parity is likely to be an argument for a higher federal pay raise in 2026 as the annual pay raise process unfolds.

Trump Administration Asks Supreme Court to Allow it to Move Forward With Federal Workforce Cuts

Jun 2, 2025 1:25 PM Tags RIF Leave a comment

The Trump administration asked the Supreme Court on Monday to allow it to move forward with its plans to lay off thousands of federal workers at nearly two dozen agencies while a legal battle over the president’s plans to drastically cut the size of the government moves forward.

The Dangers of Inflation with VERA and DRP

FedSmith.com author Charles DzamaBy Charles DzamaJun 2, 2025 8:25 AM Categories Federal Employee Retirement Leave a comment
Shopping cart on the left side of a balance beam that is lower than a piggy bank on the other side

Inflation erodes retirement savings over time. Without growth investments, pensions and savings may lose value, especially before age 62.

Strong Stock Market Drives May 2025 TSP Performance Surge

FedSmith.com author Ralph R. SmithBy Ralph R. SmithMay 31, 2025 2:06 PM Categories Federal Employee Pay News Leave a comment
Up arrows overlaid on a stock market chart on a black background

TSP performance in May for all funds was positive except for one due to bond fund returns. The C Fund had its highest monthly return in almost 2 years.

From DEI to Meritocracy: The Federal Government’s Shift in Hiring Practices

FedSmith.com author Ian SmithBy Ian SmithMay 30, 2025 9:22 AM Categories Human Resources Leave a comment
Businessman's hand holding a magnifying glass focused on one person

OPM announced a new merit based hiring plan for agencies that bans the use of DEI and racial quotas in federal hiring.

Top Federal Retirement Errors and Common Investing Mistakes to Avoid

FedSmith.com author Benjamin DergeBy Benjamin DergeMay 29, 2025 8:15 AM Categories Federal Employee Retirement Leave a comment

It’s important for federal employees to avoid common retirement mistakes that can derail their future retirement plans.

Important Changes to Proposed Benefits Cuts in House-Passed Spending Bill

FedSmith.com author Ian SmithBy Ian SmithMay 28, 2025 8:46 AM Categories Federal Employee Retirement Leave a comment
Scissors cutting a $100 bill

The version of the Big Beautiful Bill Act that passed the House contains important changes to proposed cuts to federal employees’ retirement benefits.

Why Federal Employees Often Get Terrible Financial Advice

FedSmith.com author Dallen HawsBy Dallen HawsMay 27, 2025 2:04 PM Categories Federal Employee Retirement Leave a comment

Federal employees have unique benefits which can often lead to them getting bad advice from financial advisors. These tips can help protect you.

Why Be a Federal Employee? Is It Still a Good Choice?

FedSmith.com author Joe SwerdzewskiBy Joe SwerdzewskiMay 27, 2025 7:04 AM Categories Current Events Leave a comment
Various human resources related images in circles in a digital concept of workplace activities

The author considers the question as to whether or not federal employment is still a good option despite recent policy changes.

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Daily TSP Performance

July 3, 2025

Fund Last % YTD
G Fund $19.1780 +0.01% +2.26%
F Fund $20.1671 -0.29% +3.54%
C Fund $99.8766 +0.85% +7.48%
S Fund $94.3016 +0.93% +4.60%
I Fund $50.0208 +0.28% +19.39%
L Income $28.0451 +0.17% +4.88%
L 2030 $54.4301 +0.39% +7.90%
L 2035 $16.4858 +0.42% +8.42%
L 2040 $62.9473 +0.46% +8.94%
L 2045 $17.3553 +0.49% +9.37%
L 2050 $38.3146 +0.52% +9.79%
L 2055 $19.5416 +0.65% +11.14%
L 2060 $19.5392 +0.65% +11.14%
L 2065 $19.5367 +0.65% +11.14%
L 2070 $11.5791 +0.65% +11.15%
L 2075 $10.1144 +0.65% %
Get detailed TSP data at TSPDataCenter.com

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