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Annuity

Stay informed on federal retirement annuities under both FERS and CSRS, including updates on annuity calculations, eligibility rules, service credit, survivor benefits, and COLA adjustments that affect long‑term retirement income. Explore clear explanations of how federal pensions are computed, how policy or legislative changes may impact annuity payments, and what federal retirees need to know about planning for financial security. Find timely analysis and practical guidance to help federal employees and retirees understand the factors that shape their annuity benefits.

New TSP Annuity COLA Computation Rate Coming in March

FedSmith.com author Ian SmithBy Ian SmithFeb 14, 2020 10:07 AM | Updated: Mar 7, 2020 10:30 AM Categories Retirement Leave a comment
A single red 3D percent sign among a series of 3D white dollar signs around it

TSP annuities will have a new formula used to calculate their cost of living adjustments starting this spring.

FRTIB Awards TSP Annuity Contract

FedSmith.com author Ian SmithBy Ian SmithJan 31, 2020 9:45 AM | Updated: Feb 13, 2020 2:40 PM Categories Agency News Leave a comment
Contract on a desk with a close up of a person's hand holding a pen preparing to sign on the line at the bottom

The FRTIB announced that it has awarded its life annuity contract for the TSP to MetLife.

Does Time at a U.S. Military Academy Count Toward Civilian Service?

FedSmith.com author Susan McGuire SmithBy Susan McGuire SmithJan 31, 2020 8:14 AM | Updated: Feb 13, 2020 7:10 AM Categories Court Cases Leave a comment

An appeals court considered whether the 5 year requirement of civilian service to quality for an annuity could be met in part with service as a cadet at West Point.

2020 Pay Raise Unfair to Retirees?

FedSmith.com author Ralph R. SmithBy Ralph R. SmithDec 23, 2019 2:18 PM | Updated: Jan 4, 2020 5:20 PM Categories Pay & Benefits Leave a comment
Man's hands on both sides of a seesaw as he works to balance the scale evenly between a ping piggy bank on one side and three stacks of coins growing in size vertically on the other

Which group comes out ahead in determining a COLA or the annual federal pay raise?

Proposal Would Change Calculation Rate of the TSP Annuity COLA

FedSmith.com author Ian SmithBy Ian SmithDec 17, 2019 9:14 AM | Updated: Feb 14, 2020 2:31 PM Categories Retirement Leave a comment
3D percent sign (%) sitting next to a pink piggy bank on a wooden surface with a close up of a person's hand putting a coin into the piggy bank

The FRTIB has proposed a change to the rate used to calculate annual increases for TSP annuities.

What Taxes Will Federal Employees Have in Retirement?

FedSmith.com author John GrobeBy John GrobeDec 10, 2019 2:40 PM | Updated: Jul 28, 2020 5:29 PM Categories Retirement Leave a comment
Small wooden model of a house next to block letters vertically stacked that spell 'tax' both sitting on top of a calculator with an old style alarm clock in the background

What taxes can federal employees expect to pay after they retire from federal service?

Inflation and its Impact on your Federal Retirement

FedSmith.com author John GrobeBy John GrobeNov 13, 2019 10:24 AM | Updated: Nov 27, 2019 5:00 PM Categories Retirement Leave a comment
Stacks of coins growing in size from left to right with a closeup of a man's hand placing shopping cart replicas on top of each stack depicting rising inflation costs

Federal retirees receive COLAs on their annuities to help offset inflation, but are there any similar options with your TSP account?

What Impact Does the High-3 Have on Your FERS Annuity?

By Brandon ChristyNov 5, 2019 11:35 AM Categories Retirement Leave a comment
Words 'retirement plan' written at the top of a small notepad sitting on a wooden surface next to a pen and calculator

Do you know how to estimate your high-3 for calculating your FERS annuity? This tool can help.

RFP Issued for TSP’s Annuity Provider

FedSmith.com author Ian SmithBy Ian SmithSep 16, 2019 9:41 AM Categories Agency News Leave a comment

A request for proposal has been issued for a provider for the TSP’s annuity program.

Should I Buy Back Military Time?

FedSmith.com author Neal ThompsonBy Neal ThompsonAug 27, 2019 12:09 PM Categories Retirement Leave a comment
Pink piggy bank sitting on top of stacks of cash

Should you buy back military time? The author provides an analysis.

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Daily TSP Performance

April 13, 2026

Fund Last % YTD
G Fund $19.8226 +0.04% +1.20%
F Fund $21.0018 +0.19% +0.57%
C Fund $110.5436 +1.02% +0.94%
S Fund $105.0498 +1.87% +4.62%
I Fund $60.7029 +0.66% +9.39%
L Income $29.8599 +0.31% +2.11%
L 2030 $59.8110 +0.58% +2.95%
L 2035 $18.2645 +0.68% +3.31%
L 2040 $70.1473 +0.74% +3.48%
L 2045 $19.4374 +0.79% +3.63%
L 2050 $43.1232 +0.84% +3.78%
L 2055 $22.3578 +0.99% +4.33%
L 2060 $22.3551 +0.99% +4.33%
L 2065 $22.3524 +0.99% +4.33%
L 2070 $13.2479 +0.99% +4.33%
L 2075 $11.5721 +0.99% +4.33%
Get detailed TSP data at TSPDataCenter.com

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