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Annuity

Stay informed on federal retirement annuities under both FERS and CSRS, including updates on annuity calculations, eligibility rules, service credit, survivor benefits, and COLA adjustments that affect long‑term retirement income. Explore clear explanations of how federal pensions are computed, how policy or legislative changes may impact annuity payments, and what federal retirees need to know about planning for financial security. Find timely analysis and practical guidance to help federal employees and retirees understand the factors that shape their annuity benefits.

How Much of Your FERS Pension Will the Government Take in Retirement?

FedSmith.com author Dallen HawsBy Dallen HawsFeb 18, 2021 12:49 PM Categories Retirement Leave a comment

Is your FERS pension taxable? As the author explains, federal employees could wind up with a smaller monthly income in retirement than they were expecting.

How to Calculate Your FERS Pension After a Divorce

FedSmith.com author Dallen HawsBy Dallen HawsJan 25, 2021 10:25 AM Categories Retirement Leave a comment

What impact can a divorce have on your FERS pension? The author describes a common scenario.

Missed a Survivor Annuity by Six Days

FedSmith.com author Susan McGuire SmithBy Susan McGuire SmithJan 18, 2021 12:14 PM Categories Court Cases Leave a comment

A federal retiree’s widow missed out on claiming a survivor annuity by days. See how the appeals court ruled.

Should I Convert to a TSP Life Annuity?

By Brandon ChristyJan 13, 2021 11:33 AM Categories Retirement Leave a comment

The TSP life annuity is an intriguing option for federal retirees, but is it right for you?

When Can I Expect to Start Receiving My Pension?

FedSmith.com author Dallen HawsBy Dallen HawsJan 7, 2021 9:40 AM Categories Retirement Leave a comment

Federal employees could find themselves with a temporary income gap right after they retire. The author says it’s wise to plan ahead.

The Big ‘Gotchas’ of Deferred Retirement

FedSmith.com author Dallen HawsBy Dallen HawsNov 30, 2020 10:17 AM Categories Retirement Leave a comment
Close up of coins in a glass jar labeled 'retirement' with an alarm clock in the background

Deferred retirement is an option for some federal employees, but there are potential downsides.

Joe Biden: Federal Reemployed Annuitant?

FedSmith.com author Ralph R. SmithBy Ralph R. SmithNov 13, 2020 8:33 AM Categories Retirement Leave a comment
Magnifying glass centered over a dollar sign against a blue background

Joe Biden receives a federal pension from his decades in the Senate. Will he still receive it if he becomes president?

How Much Income Will You Have in Retirement Under FERS?

FedSmith.com author Dallen HawsBy Dallen HawsNov 6, 2020 12:43 PM Categories Retirement Leave a comment

There are three main sources of income in retirement under FERS. How much income can a federal retiree expect to get from these?

Top Mistakes on OPM Retirement Applications

FedSmith.com author Dallen HawsBy Dallen HawsSep 30, 2020 11:13 AM | Updated: Apr 5, 2022 4:25 PM Categories Retirement Leave a comment

These are some common mistakes federal employees should avoid to help speed up their OPM retirement application processing.

Postponed vs. Deferred Annuities Under FERS

By Brandon ChristySep 21, 2020 11:14 AM Categories Retirement Leave a comment
Word 'pension' displayed on a calculator's screen sitting on a desk next to coins, paperclips, a key, pen and notepad

What are the differences between deferred and postponed annuities?

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Daily TSP Performance

April 2, 2026

Fund Last % YTD
G Fund $19.7963 +0.01% +1.06%
F Fund $20.9356 +0.20% +0.26%
C Fund $105.6450 +0.12% -3.53%
S Fund $100.3576 +0.53% -0.05%
I Fund $57.2704 -0.76% +3.20%
L Income $29.4145 -0.02% +0.59%
L 2030 $58.1283 -0.06% +0.05%
L 2035 $17.6610 -0.08% -0.10%
L 2040 $67.6388 -0.08% -0.22%
L 2045 $18.6971 -0.09% -0.31%
L 2050 $41.3811 -0.10% -0.41%
L 2055 $21.2798 -0.14% -0.70%
L 2060 $21.2773 -0.14% -0.70%
L 2065 $21.2747 -0.14% -0.70%
L 2070 $12.6091 -0.14% -0.70%
L 2075 $11.0141 -0.14% -0.70%
Get detailed TSP data at TSPDataCenter.com

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