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Annuity

Stay informed on federal retirement annuities under both FERS and CSRS, including updates on annuity calculations, eligibility rules, service credit, survivor benefits, and COLA adjustments that affect long‑term retirement income. Explore clear explanations of how federal pensions are computed, how policy or legislative changes may impact annuity payments, and what federal retirees need to know about planning for financial security. Find timely analysis and practical guidance to help federal employees and retirees understand the factors that shape their annuity benefits.

Federal Retirement and Your Service Computation Date

By Brandon ChristyAug 24, 2020 2:23 PM Categories Retirement Leave a comment
Jar half filled with coins lying on its side with a label over the top of it that reads 'pension'

Your Service Computation Date can have a significant impact on your retirement annuity.

Critical Steps to Take at Least 5 Years Before Retirement

FedSmith.com author Dallen HawsBy Dallen HawsJul 20, 2020 7:55 AM Categories Retirement Leave a comment
Senior aged couple studying paperwork at a table with a calculator

These are some important retirement planning steps for federal employees to take at least 5 years before leaving the office for the last time.

Leaving Federal Employment Before You Are Eligible to Retire

FedSmith.com author Dallen HawsBy Dallen HawsJul 7, 2020 1:42 PM Categories Pay & Benefits Leave a comment
White sheet of copy paper with words 'employee benefits' printed on it sitting on a wooden desk next to a pen, glasses, coffee cup and books

What happens to your federal benefits if you leave before you are eligible to retire?

What are the Highest Rated Federal Employee Benefits?

FedSmith.com author Ralph R. SmithBy Ralph R. SmithJul 6, 2020 12:48 PM Categories Pay & Benefits Leave a comment
Stethoscope lying on top of a document labeled 'explanation of benefits', FEHB, health insurance

What do federal employees think of their benefits? OPM has released its latest survey results.

Federal Employees Have it Good

FedSmith.com author Dallen HawsBy Dallen HawsJun 29, 2020 7:44 AM Categories Pay & Benefits Leave a comment
Group of 6 male and female employees smiling and giving a thumbs up sign

Federal employees may not always think of themselves as lucky, but as the author points out, there are some perks to being a member of the federal workforce.

Essential Things to Know Before You Take the TSP Annuity Option

FedSmith.com author Dallen HawsBy Dallen HawsJun 23, 2020 8:11 AM Categories Retirement Leave a comment
An umbrella is pictured over small stacks of coins protecting them

The TSP offers an annuity you can use in retirement, but the author cautions there are some downsides to this option.

Man Pleads Guilty to Stealing Over $400k in Pension Benefits

FedSmith.com author Ian SmithBy Ian SmithJun 20, 2020 11:37 AM Categories Court Cases Leave a comment
Wooden judge's gavel and a pair of handcuffs lying on top of a spread of $100 bills

A Maryland man is facing prison time for spending his dead mother’s government pension payments.

No Written Election by the Retiree Results in No Survivor’s Annuity

FedSmith.com author Susan McGuire SmithBy Susan McGuire SmithApr 9, 2020 11:50 AM | Updated: Apr 24, 2020 8:14 AM Categories Court Cases Leave a comment
Judge tapping his wooden gavel on its wooden base over a scattering of cash depicting a lawsuit for damages/compensation

The widow of a deceased federal annuitant cannot collect a survivor’s annuity because her spouse never elected one for her.

Will the Coronavirus Impact Annuity Payments?

FedSmith.com author Ian SmithBy Ian SmithApr 2, 2020 12:03 PM | Updated: Apr 15, 2020 8:58 AM Categories Retirement Leave a comment

OPM has reassured federal retirees that its retirement services operations will not be disrupted by the coronavirus.

FERS Annuity and Take Home Pay in Retirement

By Brandon ChristyMar 12, 2020 7:15 AM Categories Retirement Leave a comment
Man and woman sitting at a desk doing financial calculations; the woman is holding a notepad and pen and the man is performing a calculation with a calculator with coins and paperwork spread out in front of them

How much income can federal employees expect to have in retirement? It’s a complex question, but the author provides a basic overview of key points to consider.

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Daily TSP Performance

April 10, 2026

Fund Last % YTD
G Fund $19.8154 +0.01% +1.16%
F Fund $20.9622 -0.12% +0.39%
C Fund $109.4304 -0.10% -0.08%
S Fund $103.1166 -0.39% +2.70%
I Fund $60.3073 +0.45% +8.68%
L Income $29.7669 +0.02% +1.79%
L 2030 $59.4657 +0.03% +2.35%
L 2035 $18.1407 +0.03% +2.61%
L 2040 $69.6327 +0.03% +2.72%
L 2045 $19.2855 +0.03% +2.82%
L 2050 $42.7658 +0.04% +2.92%
L 2055 $22.1381 +0.05% +3.31%
L 2060 $22.1355 +0.05% +3.31%
L 2065 $22.1327 +0.05% +3.31%
L 2070 $13.1177 +0.05% +3.31%
L 2075 $11.4584 +0.05% +3.31%
Get detailed TSP data at TSPDataCenter.com

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