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FEHB

Stay informed on the Federal Employees Health Benefits (FEHB) Program with updates on FEHB premiums, plan options, coverage changes, and guidance for navigating federal health insurance. Explore clear explanations of FEHB enrollment rules, Open Season updates, plan comparisons, and OPM policies that shape healthcare choices for federal employees and retirees. Find timely analysis and practical insights to help you evaluate costs, understand benefits, and make informed decisions about your FEHB coverage.

More Expensive But Still Essential: The 2026 FEHB Premiums Story

FedSmith.com author Ralph R. SmithBy Ralph R. SmithOct 15, 2025 9:12 AM | Updated: Oct 30, 2025 2:57 PM Categories Pay & Benefits Leave a comment
Stethoscope lying on top of a $100 bill next to a calculator and insurance paperwork depicting rising health insurance costs/premiums

FEHB premiums are rising about 12% — the biggest jump in years. Here is what is driving the increase, particularly in BCBS, and why it is still a valuable benefit.

Why Your FEHB Plan Might Be Costing You Thousands—And How to Fix It

FedSmith.com author Dallen HawsBy Dallen HawsOct 14, 2025 8:25 AM Categories Pay & Benefits Leave a comment

These are 7 steps to help federal employees choose the right FEHB plan during open season.

Federal Employees Face 12% Jump in 2026 FEHB Premiums

FedSmith.com author Ian SmithBy Ian SmithOct 9, 2025 2:46 PM | Updated: Nov 3, 2025 2:30 PM Categories Pay & Benefits Leave a comment
Spread of cash on top of documents along with a calculator and stethoscope

2026 FEHB premiums are facing another double-digit increase, continuing a trend of rising healthcare costs for federal employees and retirees.

FEHB Open Season: Health Benefits Mistakes for Federal Employees to Avoid

FedSmith.com author Benjamin DergeBy Benjamin DergeSep 29, 2025 8:05 AM | Updated: Nov 11, 2025 2:59 PM Categories Pay & Benefits Leave a comment
Office binders on a desk, one of which is labeled 'open enrollment' pictured next to a notepad and jar of pencils

These are five common mistakes federal employees make with respect to choosing an FEHB plan during open season.

Have Your Annual Physical Ahead of the Health Care Open Season

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterSep 8, 2025 1:30 PM Categories Pay & Benefits Leave a comment
Close up of a doctor's hands filling out paperwork while sitting at a desk; a stethoscope is seen lying in the foreground

Plan ahead: Schedule your physical before Open Season to review health changes and update your FEHB coverage.

Retirement Planning Myths vs. Reality for Federal Employees

FedSmith.com author Dallen HawsBy Dallen HawsAug 28, 2025 10:20 AM Categories Retirement Leave a comment

These are 5 common retirement myths that impact federal employees.

Gender Affirming Care and FEHB Coverage

FedSmith.com author Ralph R. SmithBy Ralph R. SmithAug 20, 2025 1:53 PM | Updated: Aug 29, 2025 11:46 AM Categories Pay & Benefits Leave a comment
Health insurance paperwork with a stethoscope, calculator, pen and spread of cash

The OPM Carrier Letter for the 2026 FEHB program excludes coverage for “gender affirming” care (gender transition) for all participants with some exclusions.

How to Maximize Federal Benefits in 2025

FedSmith.com author Dallen HawsBy Dallen HawsAug 4, 2025 1:45 PM Categories Retirement Leave a comment

Fully utilizing these 6 benefits will set federal employees up for success.

Is It Possible to Suspend FEHB and Resume Later?

FedSmith.com author Micah ShilanskiBy Micah ShilanskiJul 21, 2025 1:40 PM Categories Pay & Benefits Leave a comment
Health insurance form and dollars on the table

Can federal retirees pause FEHB coverage and resume it at a later date?

Senate Adds Cuts to Federal Employees’ Benefits in the “One Big Beautiful Bill”

FedSmith.com author Ian SmithBy Ian SmithJun 13, 2025 4:36 PM | Updated: Jun 26, 2025 1:08 PM Categories Federal Workforce News Leave a comment
Pile of cut up money on a cutting board with a meat cleaver next to it

The Senate Committee on Homeland Security and Governmental Affairs has released legislative text that would make significant cuts to federal employees’ benefits.

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April 1, 2026

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