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FEHB

Stay informed on the Federal Employees Health Benefits (FEHB) Program with updates on FEHB premiums, plan options, coverage changes, and guidance for navigating federal health insurance. Explore clear explanations of FEHB enrollment rules, Open Season updates, plan comparisons, and OPM policies that shape healthcare choices for federal employees and retirees. Find timely analysis and practical insights to help you evaluate costs, understand benefits, and make informed decisions about your FEHB coverage.

Benefits Cuts on the Table in House Budget Legislation

FedSmith.com author Ian SmithBy Ian SmithApr 28, 2025 6:45 AM | Updated: May 1, 2025 2:37 PM Categories Pay & Benefits Leave a comment
Scissors cutting two $100 bills in half against a solid white background

Cuts to federal employees’ benefits are on the table in an upcoming legislative markup session.

Possible Changes for Federal Employees in the 2025 Federal Budget

FedSmith.com author Ralph R. SmithBy Ralph R. SmithApr 21, 2025 7:15 AM | Updated: Apr 28, 2025 1:46 PM Categories Pay & Benefits, Retirement Leave a comment

The 2025 budget process is underway. There are a number of proposals that would impact federal employees from calculating retirement to FEHB premium changes.

5-Year Rule for FEHB, FEGLI and Roth TSP

FedSmith.com author Dallen HawsBy Dallen HawsApr 7, 2025 8:09 AM Categories Retirement Leave a comment

It’s important for federal employees to understand the retirement rules for FEHB, FEGLI and the Roth TSP.

How to Maximize FEDVIP

FedSmith.com author Dallen HawsBy Dallen HawsMar 13, 2025 1:25 PM Categories Pay & Benefits Leave a comment

This is an overview of the Federal Employees Dental and Vision Insurance program.

VERA Retirement Guide for Federal Employees

FedSmith.com author Micah ShilanskiBy Micah ShilanskiFeb 6, 2025 12:49 PM | Updated: Apr 15, 2025 2:15 PM Categories Retirement Leave a comment
Notecard with the words 'early retirement' on a keyboard; a red pen is lying at the top of the keyboard

What is a VERA and how does it work?

Are You Ready for FEHB Open Season?

FedSmith.com author Ian SmithBy Ian SmithNov 11, 2024 9:05 AM Categories Pay & Benefits Leave a comment
Office binders on a desk, one of which is labeled 'open enrollment' pictured next to a notepad and jar of pencils

Open Season for the 2025 FEHB plan year is underway. Here is some information to help.

Don’t Make This Mistake During FEHB Open Season

FedSmith.com author Ann WertsBy Ann WertsNov 8, 2024 9:37 AM Categories Pay & Benefits Leave a comment
The concept of health insurance and medical welfare. Circle wood and red heart with icon.

FEHB premiums are rising sharply as seen in the BCBS historical costs. Failing to analyze and compare plans during Open Season could be a big mistake.

FSA vs HSA: Options on Healthcare Savings

FedSmith.com author David FeiBy David FeiNov 6, 2024 1:05 PM | Updated: Dec 10, 2024 3:21 PM Categories Pay & Benefits Leave a comment
Piece of paper labeled 'flexible spending account' lying on top of a spreadsheet next to a pen and reading glasses depicting planning for health care/health insurance expenses

FSA and HSA accounts are options federal employees have to help save on the cost of FEHB health insurance.

Should Federal Employees Suspend FEHB for a Medicare Advantage Plan?

FedSmith.com author Benjamin DergeBy Benjamin DergeNov 5, 2024 8:27 AM | Updated: Dec 10, 2024 3:22 PM Categories Retirement Leave a comment
chalkboard with word 'medicare' written on it surrounded by a doctor's stethoscope

These are important considerations for federal retirees who may be considering suspending FEHB for a Medicare Advantage plan.

Historical FEHB Premium Increases for Federal Employees Under Blue Cross Blue Shield

FedSmith.com author Ian SmithBy Ian SmithNov 4, 2024 7:40 AM Categories Pay & Benefits Leave a comment
Stethoscope sitting on top of health insurance paperwork with a spread of $100 bills, a pen and some pills

Health insurance costs continue to go up each year. How much have FEHB premiums under Blue Cross Blue Shield risen since 2019?

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Daily TSP Performance

April 22, 2026

Fund Last % YTD
G Fund $19.8441 +0.01% +1.31%
F Fund $21.0219 +0.10% +0.67%
C Fund $114.6014 +1.05% +4.65%
S Fund $109.2815 +0.39% +8.84%
I Fund $61.2747 +0.44% +10.42%
L Income $30.1117 +0.22% +2.97%
L 2030 $60.7551 +0.42% +4.57%
L 2035 $18.6033 +0.50% +5.23%
L 2040 $71.5568 +0.55% +5.56%
L 2045 $19.8537 +0.58% +5.85%
L 2050 $44.1040 +0.62% +6.14%
L 2055 $22.9687 +0.74% +7.18%
L 2060 $22.9660 +0.74% +7.18%
L 2065 $22.9632 +0.74% +7.18%
L 2070 $13.6099 +0.74% +7.18%
L 2075 $11.8883 +0.74% +7.18%
Get detailed TSP data at TSPDataCenter.com

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