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FEHB

Stay informed on the Federal Employees Health Benefits (FEHB) Program with updates on FEHB premiums, plan options, coverage changes, and guidance for navigating federal health insurance. Explore clear explanations of FEHB enrollment rules, Open Season updates, plan comparisons, and OPM policies that shape healthcare choices for federal employees and retirees. Find timely analysis and practical insights to help you evaluate costs, understand benefits, and make informed decisions about your FEHB coverage.

How To Keep Your FEHB (Health Insurance) When You Retire

By Kelly MonroeMay 6, 2018 1:14 PM | Updated: May 13, 2018 9:29 AM Categories Pay & Benefits, Retirement Leave a comment
Illustration showing a cartoon depiction of a person drawing on a whiteboard which has the letters 'FEHB' and an arrow pointing to the word 'retirement' depicting carrying health insurance for federal employees into retirement

In order to carry FEHB coverage into retirement, you must meet these requirements. The author also addresses some questions federal employees are likely to have.

OPM Standardizes FEHB Plan Options

FedSmith.com author Ian SmithBy Ian SmithApr 30, 2018 1:02 PM | Updated: May 7, 2018 10:56 AM Categories Pay & Benefits Leave a comment
Paper form on a desk labeled 'health insurance' with a stethoscope and calculator depicting FEHB and healthcare plan options and costs

OPM has issued a new rule which it says will increase the number of FEHB plan options and potentially help lower costs.

Health Insurance Costs for Feds: Self + 1

By Robert F. BensonApr 17, 2018 11:02 AM | Updated: Apr 24, 2018 10:09 AM Categories Pay & Benefits Leave a comment
Doctor's stethoscope with a stack of $100 bills sitting on top of scattered health insurance paperwork depicting high cost of healthcare

How does Medicare factor into the cost of self + 1 insurance under FEHB? The author looks at some numbers.

Marrying Before or After Your Federal Retirement: Pros vs. Cons

FedSmith.com author John GrobeBy John GrobeMar 14, 2018 10:33 AM Categories Retirement, Q&A Leave a comment
Retired/senior couple enjoying a vacation at the beach

I’m retiring in a few years and I’m in a long-term relationship, but I’m not married. What are the pros and cons of marrying before or after retirement?

Are Abnormally Successful Feds Faking Their Own Death for Financial Gains?

FedSmith.com author Randy SilveyBy Randy SilveyFeb 21, 2018 2:31 PM | Updated: Feb 28, 2018 3:05 PM Categories Retirement Leave a comment
Illustration of a graveyard tombstone surrounded by stacks of cash and coins - financial/estate planning concept

How would your spouse get by in retirement if you were to pass away? The author discusses how imagining this scenario can help with your retirement planning.

What’s the Impact of the [PROPOSED] FERS Benefit Cuts?

By Kelly MonroeFeb 18, 2018 6:34 PM | Updated: Feb 26, 2018 10:36 AM Categories Pay & Benefits, Retirement Leave a comment
Illustration showing a green banner labeled 'FERS benefits' being cut with scissors next to a thermometer labeled mild, moderate and severe

The White House’s 2019 budget outlined a number of proposed cuts to federal employees’ benefits. How much of an impact would these have on your retirement?

5 Things a Widow or Widower Would Tell You About FERS Survivor Benefits + A Common Question

By Kelly MonroeFeb 15, 2018 3:53 PM | Updated: Feb 24, 2018 4:37 PM Categories Pay & Benefits, Retirement Leave a comment
Illustration showing three survivor benefit options depicted by a lifeguard's life ring: full, partial (half life ring) and waive (no life ring pictured)

How much does your spouse receive from your FERS pension if you pass away? That depends on the survivor benefit option you choose.

Substantial Cuts to Federal Employee Benefits Proposed in FY 2019 Budget

FedSmith.com author Ian SmithBy Ian SmithFeb 12, 2018 2:11 PM | Updated: Feb 17, 2018 5:20 PM Categories Pay & Benefits, Retirement Leave a comment
Scissors cutting a stack of dollar bills depicting pay/benefits cuts

As anticipated, the FY 2019 budget proposal from the White House outlines proposed benefits changes for federal employees. Here is a summary.

Medicare General Enrollment Period ends March 31

By Michael WaldFeb 5, 2018 2:22 PM | Updated: Feb 10, 2018 8:28 PM Categories Pay & Benefits, Retirement Leave a comment
Words 'Medicare enrollment form' written on a paper

Medicare’s General Enrollment Period is underway. Many federal retirees opt to take both FEHB and Medicare Part B.

OPM Seeking More Cost Controls for Federal Employee Health Insurance

FedSmith.com author Ralph R. SmithBy Ralph R. SmithJan 29, 2018 2:54 PM Categories Pay & Benefits Leave a comment

OPM has issued its annual letter to health insurance carriers under the FEHB. OPM is emphasizing reducing costs and improving efficiency in 2019.

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Daily TSP Performance

April 10, 2026

Fund Last % YTD
G Fund $19.8154 +0.01% +1.16%
F Fund $20.9622 -0.12% +0.39%
C Fund $109.4304 -0.10% -0.08%
S Fund $103.1166 -0.39% +2.70%
I Fund $60.3073 +0.45% +8.68%
L Income $29.7669 +0.02% +1.79%
L 2030 $59.4657 +0.03% +2.35%
L 2035 $18.1407 +0.03% +2.61%
L 2040 $69.6327 +0.03% +2.72%
L 2045 $19.2855 +0.03% +2.82%
L 2050 $42.7658 +0.04% +2.92%
L 2055 $22.1381 +0.05% +3.31%
L 2060 $22.1355 +0.05% +3.31%
L 2065 $22.1327 +0.05% +3.31%
L 2070 $13.1177 +0.05% +3.31%
L 2075 $11.4584 +0.05% +3.31%
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