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High-3

The Effects of a Lack of a Pay Raise

By Micah PorterDec 14, 2018 1:37 PM | Updated: Dec 22, 2018 6:45 PM Categories Pay & Benefits Leave a comment
Pair of scissors cutting a stack of dollar bills against a solid white background depicting a pay cut or pay freeze

How does the lack of a pay raise factor into inflation, and what is the overall impact on your FERS annuity and Social Security benefits?

The High-Five Average Salary

By Robert F. BensonAug 16, 2018 3:25 PM Categories Pay & Benefits Leave a comment
Coins in a jar labeled 'retirement' depicting saving for retirement

There has been discussion in Congress of switching annuity calculations to a high 5 average salary. What is the potential impact on a federal employee’s annuity?

Retire at Age 61?

By Robert F. BensonMay 14, 2018 3:19 PM | Updated: Aug 8, 2018 12:00 PM Categories Retirement Leave a comment
Directional sign next to a road with one part labeled 'work' pointing in one direction and another part labeled 'retire' pointing in the opposite direction

What impact can waiting an extra year to retire have on a FERS annuity? The difference might surprise you.

What in the *~CSRDF*/@ is Going on?

FedSmith.com author Ann WertsBy Ann WertsFeb 27, 2018 2:47 PM Categories Pay & Benefits Leave a comment
Scissors cutting a $100 bill

How well do you understand your federal employee benefits, and how does this information tie into the recently proposed cuts?

White House Proposals For Civil Service Reform: What They Missed

By Jeff NealFeb 21, 2018 11:03 AM Categories Pay & Benefits, Retirement Leave a comment

The White House’s 2019 budget blueprint offered many proposals for civil service reform. The author provides an analysis of which ones he says missed the mark.

What’s the Impact of the [PROPOSED] FERS Benefit Cuts?

By Kelly MonroeFeb 18, 2018 6:34 PM | Updated: Feb 26, 2018 10:36 AM Categories Pay & Benefits, Retirement Leave a comment
Illustration showing a green banner labeled 'FERS benefits' being cut with scissors next to a thermometer labeled mild, moderate and severe

The White House’s 2019 budget outlined a number of proposed cuts to federal employees’ benefits. How much of an impact would these have on your retirement?

6 Federal Retirement Myths

By Alexis HongamenSep 25, 2017 3:12 PM | Updated: Oct 4, 2017 8:57 AM Categories Retirement Leave a comment
Road sign with two yellow arrows pointing in opposite directions, one labeled 'myths' and one labeled 'facts'

Have you believed one of these myths about federal retirement? The author provides a list of the most common ones he has heard from clients.

Congress and Your Federal Employee Retirement

FedSmith.com author Ralph R. SmithBy Ralph R. SmithJul 26, 2017 3:02 PM Categories Pay & Benefits, Retirement Leave a comment
Confused businessman at a fork in the road with a question mark pictured over his head

Should a federal employee retire now to avoid unpleasant changes that may be implemented in new legislation?

RSC Budget Proposes Cuts to Pay, Retirement Benefits

FedSmith.com author Ian SmithBy Ian SmithJul 25, 2017 2:36 PM | Updated: Aug 3, 2017 9:39 AM Categories Pay & Benefits, Retirement Leave a comment
Hands cutting stack of $100 bills on a plate using a knife and fork

The House Republican Study Committee recently released its 2018 budget proposal which contains cuts or changes to programs impacting federal employees.

What If FERS Changed? Can You Still Retire Comfortably?

By Kelly MonroeJul 9, 2017 12:03 PM | Updated: Sep 4, 2017 7:50 AM Categories Retirement Leave a comment
Cartoon stick figure holding a complex looking chart with the words 'FERS pension' at the top

Cuts to retirement programs have been proposed which has many federal employees worried. Can you still retire comfortably if some of these changes were enacted?

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March 27, 2026

Fund Last % YTD
G Fund $19.7830 +0.01% +1.00%
F Fund $20.7347 -0.03% -0.70%
C Fund $102.1918 -1.67% -6.68%
S Fund $96.8842 -1.98% -3.51%
I Fund $55.2822 -1.02% -0.38%
L Income $29.1058 -0.40% -0.47%
L 2030 $56.9593 -0.84% -1.96%
L 2035 $17.2506 -0.97% -2.42%
L 2040 $65.9369 -1.06% -2.73%
L 2045 $18.1959 -1.13% -2.99%
L 2050 $40.2058 -1.21% -3.24%
L 2055 $20.5699 -1.47% -4.01%
L 2060 $20.5674 -1.47% -4.01%
L 2065 $20.5647 -1.47% -4.01%
L 2070 $12.1883 -1.47% -4.01%
L 2075 $10.6465 -1.47% -4.01%
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