The Dow Drops 512 Points; Now What?
The stock market is in the midst of its biggest retreat since the financial crisis. Where is it likely to go next? Three financial experts weigh in.
Retirement
Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.
Winning the Lottery Is NOT a Retirement Plan – Part 2
Winning the lottery just may be the key to a successful retirement, depending on how you define “lottery.”
A Deeper Look at the Debt Debacle
Carol Schmidlin recently interviewed Rodney Johnson, President of HS Dent Publishing, an independent economic research company, about the spending cuts in the new debt agreement and who can be affected.
The High-Five Average Salary
There is a great deal of interest in the high-5 calculation for federal retirement. Is it really going to happen? When will it take effect? How will it work? Is there some way I can estimate “right now” how much difference it will make?
Perfect Storm for Federal Pay and Benefits Gains Momentum in Deficit Reduction Negotiations
With federal employees in the eye of a political storm, recommendations to increase the cost of federal benefits may be closer to reality. Here are some of the proposals any current or retired federal employee should read.
Retirement: Planning the Rest of Your Life
It’s up to federal employees to take full advantage of the retirement benefits offered to them. The best way to ensure your golden years are indeed golden is to plan right now.
The ‘Debt Issuance Suspension Period’ and $186 Billion of Your Retirement and TSP Funds
How much money have federal retirement funds contributed to help the government continue to operate? About $186 billion.
Federal Pay, Federal Retirement and the Debt Ceiling
The federal government will receive about $172 billion in August. That is not enough to pay expenses. Who will get paid and who won’t get paid if the debt ceiling is not raised?
Using the CSRS Voluntary Contribution Program to Max-Fund a Roth IRA
Do you make “too much money” to qualify for a Roth IRA? CSRS and CSRS Offset federal employees have a unique benefit that can be used max-fund a Roth IRA.
GAO: Ensuring Income Throughout Retirement Requires Difficult Choices
GAO was asked to review strategies that experts recommend retirees employ to ensure income throughout retirement, choices retirees have made for managing their pension and financial assets for generating income, and policy options available to ensure income throughout retirement and their advantages and disadvantages.
