Q&A
Will I Be Forced to Spend My TSP When I Get Older?
I am 61 and getting ready to retire soon when I turn 62 and can draw my Social Security. It doesn't appear I will ever need to touch…
TSP
Stay updated with the latest TSP news, including TSP fund performance, investment updates, contribution limits, withdrawal rules, and fee changes that impact federal employees and retirees. Here, you’ll find articles on TSP investment strategies, L Fund performance, market trends, TSP modernization updates, and guidance to help you make informed decisions about your Thrift Savings Plan. Whether you’re early in your federal career or preparing for retirement, find clear insights on maximizing your TSP growth and managing your long‑term financial strategy.
Pay & Benefits
‘Antiquated Assumptions’ About Federal Pay and Benefits
What changes are likely to occur to your pay and benefits? These are some proposed changes federal workers might see under a new administration based on what we…
Pay & Benefits
Be Aware of TSP Spousal Beneficiary Rules
A TSP participant can designate anyone as a beneficiary to a TSP account, however, only a spousal beneficiary can choose to leave the funds in TSP. The author…
Retirement
How Some Federal Employees Can Avoid a 10% Penalty on TSP Withdrawals
Certain categories of federal annuitants can now make penalty free withdrawals from the Thrift Savings Plan. Here is how to avoid incurring this 10% penalty.
Retirement
New Military Retirement System Has Big Changes
A new military retirement system is going into effect. Here is how it will work.
Retirement
How Rising Interest Rates May Hurt the Performance of the F Fund
The author says that because the F Fund has benefited from a very long period of declining interest rates, it may shock investors to find out that the…
Pay & Benefits
What Happens to Your Federal Benefits If You Leave Before You Are Eligible to Retire?
What happens to your benefits as a federal employee if you leave before you are eligible to retire from federal service?
Pay & Benefits
January Off to Positive Start for All TSP Investors
All TSP funds had positive returns in January and for the past 12 months. Here are the results.
Retirement
The Three P’s of ‘Pre-tirement’ Planning: Project, Protect, and Perfect
These three points are critical in helping you develop a successful retirement plan for life after your federal career.
Pay & Benefits
New High in the Stock Market: What Should TSP Investors Do?
The stock market has reached a new all time high with a leading index hitting 20,000 this week. How should TSP investors react?