Q&A
Can I Do an MRA +10 Without a Reduced Benefit?
I am looking to do MRA +10. Can I do it without a reduced benefit and keep my health insurance benefits?
Retirement
Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.
Q&A
An Investment That ‘Can’t Lose Money’
A financial planner we met with was interested in moving a chunk of our TSP investment into an investment that "can't lose money." What are your thoughts on…
Q&A
Should I Retire or Keep Working?
Should I retire now or keep working to get 20 years of service? How much would I lose in retirement by leaving earlier?
Q&A
How Will My Retirement Be Calculated?
I have 15 years under CSRS and 15 under FERS. How will my retirement be calculated?
Retirement
Constructing a Retirement Income Plan
There are many factors to consider when constructing a strategy for retirement. Through the use of detailed examples, the author outlines some of the most crucial sources of…
Retirement
Sanders: No Chained CPI to Appear in Obama Budget
Senator Bernie Sanders (I-VT) said Friday that the chained CPI will not be a part of President Obama's next budget.
Retirement
Portion of OPM Website Goes Down: Retiree Information Exposed Says Reader
A portion of the OPM website used by federal retirees was compromised for a short time on Monday, January 12. The glitch apparently exposed some retiree information to…
Retirement
Taxes Federal Employees Will Face in Retirement
When a federal employee has retired, income taxes do not go away, they just change somewhat. Federal pensions, Social Security and distributions from the Thrift Savings Plan are…
Retirement
How to Be a TSP Millionaire
The rising stock market has increased the number of federal employees who have balances of $1 million or more. Some of our users have said it is not…
Pay & Benefits
Is Money Received After the New Year Income for 2015 or 2014?
Our agency's first pay day was Friday January 2, 2015, which means that all of the pay for that date was earned in 2014. Am I correct in…