Can I Do an MRA +10 Without a Reduced Benefit?
I am looking to do MRA +10. Can I do it without a reduced benefit and keep my health insurance benefits?
Retirement
Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.
An Investment That ‘Can’t Lose Money’
A financial planner we met with was interested in moving a chunk of our TSP investment into an investment that “can’t lose money.” What are your thoughts on this?
Should I Retire or Keep Working?
Should I retire now or keep working to get 20 years of service? How much would I lose in retirement by leaving earlier?
How Will My Retirement Be Calculated?
I have 15 years under CSRS and 15 under FERS. How will my retirement be calculated?
Constructing a Retirement Income Plan
There are many factors to consider when constructing a strategy for retirement. Through the use of detailed examples, the author outlines some of the most crucial sources of income federal employees are most likely to have in retirement which they need to take into account when devising their own retirement income plans.
Sanders: No Chained CPI to Appear in Obama Budget
Senator Bernie Sanders (I-VT) said Friday that the chained CPI will not be a part of President Obama’s next budget.
Portion of OPM Website Goes Down: Retiree Information Exposed Says Reader
A portion of the OPM website used by federal retirees was compromised for a short time on Monday, January 12. The glitch apparently exposed some retiree information to unauthorized users. The site is up and running again normally today.
Taxes Federal Employees Will Face in Retirement
When a federal employee has retired, income taxes do not go away, they just change somewhat. Federal pensions, Social Security and distributions from the Thrift Savings Plan are all taxable to some extent. These are some taxes you can expect to incur in 2015 as a retired federal employee.
How to Be a TSP Millionaire
The rising stock market has increased the number of federal employees who have balances of $1 million or more. Some of our users have said it is not possible to achieve this milestone, but one of our readers says it most definitely is and shared her strategy with us.
Is Money Received After the New Year Income for 2015 or 2014?
Our agency’s first pay day was Friday January 2, 2015, which means that all of the pay for that date was earned in 2014. Am I correct in assuming that money is still 2015 income since it is actually received in 2015?
