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Retirement

Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.

The Service Computation Date Comes in Five Flavors

By John StohlmanNov 19, 2014 1:48 PM | Updated: Aug 25, 2016 4:27 PM Categories Pay & Benefits, Retirement Leave a comment

There are potentially five different service computation dates that are used to determine your benefits as a federal employee with which you should be familiar. The author provides details about each one.

2015 Retirement Plan Contribution Limits

FedSmith.com author Ian SmithBy Ian SmithNov 18, 2014 5:03 AM Categories Retirement Leave a comment

Now is the time to begin planning contributions into your retirement savings accounts next year. These are what the contribution limits in 2015 will be.

Divorce and Federal Employee Retirement Benefits

By Kimberly H. Berry, Esq.Nov 12, 2014 3:59 PM Categories Pay & Benefits, Retirement Leave a comment

The rules governing retirement benefits for divorced federal employees and their former spouses are detailed and complex. The author provides some general advice for federal employees and their spouses in the event they are facing a divorce.

TSP Annuity After Retirement

FedSmith.com author John GrobeBy John GrobeNov 12, 2014 7:12 AM Categories Q&A, Retirement Leave a comment

If I elect to take the TSP annuity after retirement and I die before using all of my contributions will it go to my adult daughter, my elected beneficiary?

Power Shift in Congress: What Does This Mean for Federal Employees?

FedSmith.com author Ralph R. SmithBy Ralph R. SmithNov 8, 2014 6:33 AM | Updated: Aug 12, 2016 2:58 PM Categories Federal Workforce News, Pay & Benefits, Retirement Leave a comment

As a result of the Republican wave of victories in the mid-term elections, Congress will now be under the control of Republicans. What subjects of interest to federal employees are likely to arise as a result? Here are a few that are likely to impact the federal workforce.

Phased Retirement Forms Now Available

FedSmith.com author Ralph R. SmithBy Ralph R. SmithNov 6, 2014 9:00 PM Categories Retirement Leave a comment

Forms to apply for the phased retirement program are now available from OPM. Here are the links to these forms.

Phased Retirement: Will It Be a Reality in Your Agency?

FedSmith.com author Ralph R. SmithBy Ralph R. SmithNov 6, 2014 9:58 AM Categories Retirement Leave a comment

In theory, federal employees who are eligible can start applying for phased retirement on November 6. Some federal agencies are not yet implementing the program and they also have discretion not to implement the program at all.

Retirement Claims Inventory Rises in October

FedSmith.com author Ian SmithBy Ian SmithNov 5, 2014 12:30 PM Categories Federal Workforce News, Retirement Leave a comment

OPM received more retirement claims in October than it did in September which pushed the backlog of outstanding claims higher.

FedSmith.com Users Lack Faith in Social Security

FedSmith.com author Ian SmithBy Ian SmithOct 30, 2014 3:44 PM Categories Retirement Leave a comment

FedSmith.com users said in a recent poll that they do not have confidence that Social Security will be able to pay benefits to them when they reach retirement.

Adding CSRS Offset Time to FERS or CSRS Employment Years

FedSmith.com author John GrobeBy John GrobeOct 28, 2014 7:07 AM Categories Q&A, Retirement Leave a comment

When my retirement is calculated over 30 years in service, will my CSRS Offset time be added to the CSRS years, or the FERS years?

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Daily TSP Performance

April 15, 2026

Fund Last % YTD
G Fund $19.8274 +0.01% +1.22%
F Fund $21.0267 -0.14% +0.69%
C Fund $112.7498 +0.81% +2.96%
S Fund $106.5255 +0.40% +6.09%
I Fund $61.4111 +0.10% +10.67%
L Income $30.0022 +0.14% +2.60%
L 2030 $60.3628 +0.28% +3.90%
L 2035 $18.4636 +0.33% +4.44%
L 2040 $70.9777 +0.36% +4.71%
L 2045 $19.6831 +0.38% +4.94%
L 2050 $43.7027 +0.41% +5.18%
L 2055 $22.7184 +0.50% +6.02%
L 2060 $22.7158 +0.50% +6.02%
L 2065 $22.7130 +0.50% +6.02%
L 2070 $13.4617 +0.50% +6.02%
L 2075 $11.7588 +0.50% +6.01%
Get detailed TSP data at TSPDataCenter.com

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