Three Red Flags in Her Early Retirement Plan
A financial planner said one of his new clients was a federal employee. It became clear he was not familiar with important benefits his client had as a federal employee.
Retirement
Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.
OPM Slowly Whittling Away at Retirement Applications
OPM has released its latest monthly report showing the status of how the agency is progressing with processing retirement applications.
Are TSP Calculators Useful?
How useful is a TSP calculator? One writer says it may be “dangerous.” This writer disagrees and says they may be useful for planning purposes.
What’s the Difference Between Postponed vs. Deferred Retirement?
Are you thinking about leaving federal service before you are eligible for an immediate FERS retirement? You need to know the difference between a postponed and deferred retirement.
Calculating Your 2013 COLA
How much of an increase will federal retirees get in their retirement annuity in January 2013? Probably not much.
The Social Security Money Is Not Invested In Bonds Like China Holds
The author says that the Social Security trust fund does not contain any marketable bonds and that all surplus revenue has been spent.
Will I Receive a COLA When Retiring on January 3, 2013?
A reader who is planning to retire on 1/3/2013 asked if he would have to be off the employment rolls by 12/31/12 to receive the 2012 COLA. Here is the answer.
Making Ends Meet During Retirement
The author suggests a few ways to earn money during your retirement years to help make ends meet.
House Republicans Propose Increasing Retirement Contributions to Fund Student Loans
In a letter to President Obama, House Republicans have suggested increasing federal employee retirement contributions as one of two possible options to fund an extended 3.40% interest rate for student loans.
Phased Retirement?
The author says that the proposed phased retirement plan sounds good on the surface, but offers a few of his reservations about it.
