How Can You Plan for a Secure Retirement With These Issues Threatening Your Future?
The author offers considerations to keep in mind when planning for retirement in the face of these current challenges.
Retirement
Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.
Your Best Benefit? Ability to Keep FEHB in Retirement
As a federal employee, you have a number of great benefits. There is one that is often taken for granted but the author says it is actually your greatest benefit as a federal employee.
The Best Annuity: FERS or CSRS?
The author says that evaluating retirement systems to determine which one is “better” is difficult, but he says that the annuity is the key element.
Government Should Level With Public About Social Security Trust Fund
The author says that the Social Security Trust fund is empty and has been for the past 30 years, but the public has been deliberately mislead to believe that the funds are still in place.
A Look at the Presidential Management Fellows (PMF) Program
If your career goals include leadership or management in the public service or government arena, then it’s worth considering the PMF.
Risk Tolerance and Retirement Planning
The author points out that when planning for retirement, you must factor risk into potential returns in order to gain a full understanding when planning your investment portfolio.
OPM Planning to Segregate ‘Healthy’ Retirement Packages to Address Backlog
OPM plans to segregate “healthy” retirement cases from those that need more information to speed up retirement processing.
Can You Retire on $25k?
According to recent data from the EBRI’s annual Retirement Confidence Survey, many workers do not have the confidence that they will have enough money to retire. When you consider the average savings rate being reported, it’s easy to see why.
Full Annuity Payments – How Fast?
FedSmith.com recently polled our users to see how long it took recent retirees to receive their full annuity payments. Here are the results.
Cash Flow Imbalance: Social Security’s Dirty Little Secret
The author says that the debate over funding Social Security is focused on the wrong problem and that the real problem is that the government has spent all of the trust fund holdings, starving the program of all its surplus monies.
