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Annuity

Stay informed on federal retirement annuities under both FERS and CSRS, including updates on annuity calculations, eligibility rules, service credit, survivor benefits, and COLA adjustments that affect long‑term retirement income. Explore clear explanations of how federal pensions are computed, how policy or legislative changes may impact annuity payments, and what federal retirees need to know about planning for financial security. Find timely analysis and practical guidance to help federal employees and retirees understand the factors that shape their annuity benefits.

How to Calculate Your FERS Retirement Pension

FedSmith.com author Dallen HawsBy Dallen HawsNov 9, 2022 2:25 PM | Updated: Mar 18, 2023 6:09 PM Categories Retirement Leave a comment

Do you know how to calculate your FERS retirement pension? Here is a basic overview.

Options for the TSP in Retirement

FedSmith.com author Brad BobbBy Brad BobbSep 27, 2022 9:27 AM Categories Retirement Leave a comment

What should federal employees do with their TSP accounts after they retire? These are three options available.

Dr. Fauci: Largest Federal Retirement ($355,000) in History?

FedSmith.com author Ralph R. SmithBy Ralph R. SmithJul 19, 2022 7:25 AM Categories Retirement Leave a comment

Dr. Anthony Fauci is discussing his future retirement. He is the highest-paid federal employee, and his retirement package will reportedly be the largest federal retirement in history.

Why is My 2022 COLA Less Than I Was Expecting?

FedSmith.com author Ralph R. SmithBy Ralph R. SmithJan 10, 2022 9:15 AM | Updated: Mar 22, 2022 11:00 AM Categories Q&A, Retirement Leave a comment

My FERS annuity with the 2022 COLA is increasing less than 4.9% in January. Why is that?

Deferred Pension vs. Postponement vs. MRA+10

FedSmith.com author Steven PuckettBy Steven PuckettDec 7, 2021 3:05 PM | Updated: Sep 11, 2023 3:28 PM Categories Retirement Leave a comment

Federal employees who retire early have some important choices to make regarding their pensions and health insurance.

Is December 31 Really the Best Day to Retire?

FedSmith.com author Dallen HawsBy Dallen HawsAug 30, 2021 8:32 AM Categories Retirement Leave a comment

This Retirement Mistake Could Cut Your Pension by 15%

FedSmith.com author Dallen HawsBy Dallen HawsJul 28, 2021 10:14 AM Categories Retirement Leave a comment

Some federal employees under FERS could see a significant cut to their pensions if they meet these criteria.

What Should Federal Employees Do With the TSP After Retirement?

FedSmith.com author Brad BobbBy Brad BobbApr 23, 2021 8:11 AM Categories Retirement Leave a comment
Potted plant in the shape of a green question mark surrounded by stacks of gold coins depicting questions/uncertainty about a pay raise or money

Federal employees have several options with respect to what they can do with their TSP accounts after they retire from federal service.

How This Federal Employee Lost His Pension

FedSmith.com author Ralph R. SmithBy Ralph R. SmithMar 22, 2021 7:01 AM | Updated: Apr 17, 2021 3:53 PM Categories Retirement Leave a comment
Wooden judge's gavel lying on top of a spread of $100 bills next to a pair of handcuffs on a wooden surface

This retired federal employee lost his annual pension payment of about $100,000 per year. Here is what happened.

Leaving Federal Service Early: Should You Take a Lump Sum of Your Retirement Contributions?

FedSmith.com author Dallen HawsBy Dallen HawsFeb 23, 2021 9:47 AM Categories Retirement Leave a comment

If you leave federal service before you are eligible to retire immediately, should you take a lump sum payment or wait for a pension?

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Daily TSP Performance

April 9, 2026

Fund Last % YTD
G Fund $19.8131 +0.01% +1.15%
F Fund $20.9877 0.00% +0.51%
C Fund $109.5445 +0.62% +0.03%
S Fund $103.5194 +0.06% +3.10%
I Fund $60.0347 -0.28% +8.19%
L Income $29.7621 +0.07% +1.77%
L 2030 $59.4495 +0.14% +2.33%
L 2035 $18.1351 +0.16% +2.58%
L 2040 $69.6100 +0.17% +2.69%
L 2045 $19.2789 +0.18% +2.79%
L 2050 $42.7502 +0.19% +2.88%
L 2055 $22.1265 +0.23% +3.25%
L 2060 $22.1239 +0.23% +3.25%
L 2065 $22.1212 +0.23% +3.25%
L 2070 $13.1109 +0.23% +3.25%
L 2075 $11.4524 +0.23% +3.25%
Get detailed TSP data at TSPDataCenter.com

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