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Annuity

Stay informed on federal retirement annuities under both FERS and CSRS, including updates on annuity calculations, eligibility rules, service credit, survivor benefits, and COLA adjustments that affect long‑term retirement income. Explore clear explanations of how federal pensions are computed, how policy or legislative changes may impact annuity payments, and what federal retirees need to know about planning for financial security. Find timely analysis and practical guidance to help federal employees and retirees understand the factors that shape their annuity benefits.

Is Annuity a Bad Word… or a Good Option?

FedSmith.com author Mel StubbsBy Mel StubbsNov 20, 2023 8:25 AM Categories Retirement Leave a comment

What types of annuities are there? Are they good or bad?

When Will Federal Retirees See the 2024 COLA in Their Annuity Payments?

FedSmith.com author Ian SmithBy Ian SmithOct 24, 2023 7:40 AM Categories Retirement Leave a comment

Rising inflation has produced a modest COLA for next year. When can federal retirees expect to see the increase in their annuity payments?

Federal Employee Pensions and Child Molesters

FedSmith.com author Ralph R. SmithBy Ralph R. SmithOct 16, 2023 7:45 AM | Updated: Jun 9, 2025 1:06 PM Categories Retirement Leave a comment

Are federal employee pensions subject to revocation if the employee is a convicted child molester? Usually not. A bill in Congress seeks to change this system.

Do Retired Federal Employees Get Annuity Payments During a Government Shutdown?

FedSmith.com author Ian SmithBy Ian SmithSep 15, 2023 9:19 AM | Updated: Sep 24, 2023 8:10 PM Categories Retirement Leave a comment

Will a government shutdown interrupt annuity payments for retired federal employees?

Understanding The Interim Period For FERS Federal Employees

FedSmith.com author Steven PuckettBy Steven PuckettSep 12, 2023 2:29 PM Categories Retirement Leave a comment

This is an overview of how interim annuity payments work during the retirement application process for federal employees.

Don’t Get Taken in a Federal Retirement Seminar

FedSmith.com author Brad BobbBy Brad BobbSep 7, 2023 2:15 PM | Updated: Jan 13, 2025 7:08 PM Categories Retirement Leave a comment

These are warning signs to look for to avoid insurance product sales at retirement seminars.

Check These 3 Things On Your Pension Estimate

FedSmith.com author Dallen HawsBy Dallen HawsAug 29, 2023 3:14 PM Categories Pay & Benefits Leave a comment

These are 3 things federal employees should check for accuracy on their pension estimates.

How to Get the Biggest FERS Pension Possible

FedSmith.com author Dallen HawsBy Dallen HawsApr 7, 2023 11:22 AM | Updated: Oct 2, 2023 6:31 PM Categories Retirement Leave a comment

These are some tips on how federal employees can increase their FERS pension in retirement.

What is the Best Age for Federal Employees to Retire?

FedSmith.com author Justin HoltzBy Justin HoltzMar 20, 2023 1:36 PM | Updated: Jan 10, 2024 3:47 PM Categories Retirement Leave a comment

Is it worth it for federal employees to wait until a later age to retire?

Should I Take the TSP Annuity Option?

FedSmith.com author Dallen HawsBy Dallen HawsMar 6, 2023 7:51 AM Categories Retirement Leave a comment

The TSP annuity sounds great at first, but upon closer examination, it may not be such a good deal.

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