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Annuity

Stay informed on federal retirement annuities under both FERS and CSRS, including updates on annuity calculations, eligibility rules, service credit, survivor benefits, and COLA adjustments that affect long‑term retirement income. Explore clear explanations of how federal pensions are computed, how policy or legislative changes may impact annuity payments, and what federal retirees need to know about planning for financial security. Find timely analysis and practical guidance to help federal employees and retirees understand the factors that shape their annuity benefits.

Bill Would Bar Federal Employees Convicted of Sex Crimes From Receiving Pensions

FedSmith.com author Ian SmithBy Ian SmithMay 22, 2024 11:52 AM Categories Retirement Leave a comment

Legislation has been introduced to prohibit federal employees found guilty of sexual crimes from receiving their government pensions.

5 Ways a FERS Basic Annuity May Be Reduced

FedSmith.com author Justin HoltzBy Justin HoltzMay 22, 2024 7:15 AM Categories Retirement Leave a comment

Federal employees will have some expenses in retirement that cut into their monthly annuity payments, so budgeting for these in advance is important.

How Many Annuities Do You Need?

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterMay 6, 2024 3:12 PM Categories Retirement Leave a comment
Jar half filled with coins lying on its side with a label over the top of it that reads 'pension'

When it comes to annuities, the author says that federal employees can have too much of a good thing.

Why Most Federal Employees Are Better Off Than They Think

FedSmith.com author Dallen HawsBy Dallen HawsApr 23, 2024 8:02 AM | Updated: Jan 14, 2025 8:40 AM Categories Retirement Leave a comment

Federal employees have benefits that gives them a significant advantage over most private sector workers.

Complete Guide to FERS

FedSmith.com author Brennan RhuleBy Brennan RhuleFeb 8, 2024 9:22 AM | Updated: Dec 13, 2024 1:12 PM Categories Retirement Leave a comment
Bird's nest with a golden egg in it labeled 'retirement' depicting retirement savings/retirement nest egg

This is a detailed guide to help federal employees understand the Federal Employees Retirement System (FERS).

4 Questions to Resolve Before Federal Retirement

FedSmith.com author Mel StubbsBy Mel StubbsFeb 5, 2024 1:31 PM Categories Retirement Leave a comment

These are four important questions federal employees should consider before retirement.

How is Your Retirement Income Taxed?

FedSmith.com author Justin HoltzBy Justin HoltzFeb 2, 2024 8:55 AM Categories Retirement Leave a comment

What taxes can federal employees expect to have on their income in retirement?

The Only 3 Things That Can Increase Your FERS Pension

FedSmith.com author Dallen HawsBy Dallen HawsJan 24, 2024 11:15 AM | Updated: Oct 23, 2024 2:28 PM Categories Retirement Leave a comment

There are ultimately only 3 variables federal employees can control to try to increase their FERS pensions.

Was His FERS Annuity Lost Due to Forged Signature?

FedSmith.com author Susan McGuire SmithBy Susan McGuire SmithJan 17, 2024 8:03 AM Categories Court Cases Leave a comment
Wooden judge's gavel lying on top of a spread of cash ($100 bills)

A retired USPS employee tried to win a FERS annuity from OPM, claiming his ex-wife had forged his signature on a crucial document that led to denial of the annuity.

Is Annuity a Bad Word… or a Good Option?

FedSmith.com author Mel StubbsBy Mel StubbsNov 20, 2023 8:25 AM Categories Retirement Leave a comment

What types of annuities are there? Are they good or bad?

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Daily TSP Performance

March 31, 2026

Fund Last % YTD
G Fund $19.7918 +0.01% +1.04%
F Fund $20.8902 +0.21% +0.04%
C Fund $104.7643 +2.92% -4.34%
S Fund $99.1781 +3.44% -1.22%
I Fund $56.5148 +2.28% +1.84%
L Income $29.3186 +0.78% +0.26%
L 2030 $57.7723 +1.59% -0.56%
L 2035 $17.5340 +1.83% -0.82%
L 2040 $67.1123 +2.00% -0.99%
L 2045 $18.5420 +2.13% -1.14%
L 2050 $41.0174 +2.27% -1.29%
L 2055 $21.0590 +2.74% -1.73%
L 2060 $21.0565 +2.74% -1.73%
L 2065 $21.0539 +2.74% -1.73%
L 2070 $12.4783 +2.74% -1.73%
L 2075 $10.8998 +2.74% -1.73%
Get detailed TSP data at TSPDataCenter.com

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