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CSRS

Stay informed on the Civil Service Retirement System (CSRS) with updates on CSRS annuity calculations, eligibility rules, service credit, and annual COLA adjustments that affect federal retirees. Explore clear explanations of CSRS benefits, survivor options, retirement planning considerations, and policy changes that influence long‑term financial security for CSRS employees and annuitants. Find timely analysis and practical guidance to help you understand how CSRS retirement income is determined and how legislative or regulatory updates may impact your benefits.

How Much Income Will I Need in Retirement?

FedSmith.com author Carol SchmidlinBy Carol SchmidlinOct 30, 2017 3:33 PM | Updated: Nov 8, 2017 7:51 AM Categories Retirement Leave a comment
Pink piggy bank next to a jar of money labeled 'retirement'

Many people haven’t given much thought to how much income they will need in retirement. These are some tips on how to help you with your planning.

Federal Retirees: Will You Receive a Full or Prorated COLA?

FedSmith.com author Ralph R. SmithBy Ralph R. SmithOct 18, 2017 2:19 PM | Updated: Oct 12, 2018 8:10 AM Categories Retirement Leave a comment
Three glasses in a row with increasing amounts of coins in them with the one on the left side filled with few coins and the one on the righthand side completely full

The 2018 COLA increase will be reflected in payments for federal retirees in January 2018. Some will receive a full COLA; others will receive a prorated COLA.

When is the Best Date to Retire in 2017?

FedSmith.com author John GrobeBy John GrobeSep 26, 2017 2:49 PM | Updated: Oct 4, 2017 8:57 AM Categories Retirement Leave a comment
Close up of a portion of a calendar with a date circled in red and 'time to retire' written on the circled date

Are you planning to leave federal service at the end of the year? These are some important considerations for maximizing your annuity and leave payments.

How Much Do I Need In Savings If I Want $X Per Year In Retirement and Not Run Out of Money?

By Alexis HongamenSep 6, 2017 2:44 PM | Updated: Sep 13, 2017 3:02 PM Categories Retirement Leave a comment

Federal employees have several retirement savings benefits at their disposal. The author explains how these can work together to create a full retirement income.

Options for Changing Federal Employee Retirement

FedSmith.com author Ralph R. SmithBy Ralph R. SmithAug 31, 2017 2:28 PM | Updated: Sep 7, 2017 12:00 PM Categories Retirement Leave a comment
retirement plan and pension binders on a desk with a calculator and notepad

Congress is looking for ways to reduce expenses. The $93 billion spent on federal retirement is a big target.

Glass Half Full: A Review of Your Federal Benefits Beyond 2018

By Tom WalkerJul 31, 2017 2:30 PM | Updated: Aug 6, 2017 5:22 PM Categories Pay & Benefits, Retirement Leave a comment
Half full, half empty glass of water on a white background with gray shadow

Federal employees are understandably concerned about recent proposals to cut their pay and benefits, however, the author points out that there are still plenty of reasons to remain positive.

Can I Be Considered a CSRS Re-Hire Under a Presidential Appointment?

FedSmith.com author John GrobeBy John GrobeJul 24, 2017 10:26 AM | Updated: Jul 31, 2017 1:22 PM Categories Q&A, Retirement Leave a comment
Yellow road sign with the words 'welcome aboard'

Can I be considered as a CSRS re-hire? If so, how will my previous CSRS time affect any retirement benefits to which I would be entitled eight years from now?

Retirement Benefits When Leaving Federal Service

FedSmith.com author John GrobeBy John GrobeJul 11, 2017 10:44 AM | Updated: Jul 17, 2017 9:13 PM Categories Pay & Benefits, Retirement Leave a comment
The words 'post-retirement benefits' on a sheet of paper next to books and a pen on an office table

What retirement benefits will you have available when you decide to retire from federal service? This is what you can expect.

2018 Budget Proposes Eliminating COLAs, Increasing Retirement Contributions

FedSmith.com author Ian SmithBy Ian SmithMay 23, 2017 3:12 PM | Updated: Feb 12, 2018 3:21 PM Categories Pay & Benefits, Retirement Leave a comment

The 2018 budget proposal from the White House includes various cuts to federal employee retirement programs. Here is a summary of the proposed changes.

What Happens to My Benefits If I Leave Federal Service and Then Return in the Future?

FedSmith.com author John GrobeBy John GrobeApr 29, 2017 1:06 PM | Updated: May 2, 2017 10:21 AM Categories Pay & Benefits, Q&A Leave a comment
Image of a will return clock sign close up

I’m considering leaving federal service, however, I’m wondering what would happen to my benefits if I ended up coming back in the future?

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Daily TSP Performance

April 10, 2026

Fund Last % YTD
G Fund $19.8154 +0.01% +1.16%
F Fund $20.9622 -0.12% +0.39%
C Fund $109.4304 -0.10% -0.08%
S Fund $103.1166 -0.39% +2.70%
I Fund $60.3073 +0.45% +8.68%
L Income $29.7669 +0.02% +1.79%
L 2030 $59.4657 +0.03% +2.35%
L 2035 $18.1407 +0.03% +2.61%
L 2040 $69.6327 +0.03% +2.72%
L 2045 $19.2855 +0.03% +2.82%
L 2050 $42.7658 +0.04% +2.92%
L 2055 $22.1381 +0.05% +3.31%
L 2060 $22.1355 +0.05% +3.31%
L 2065 $22.1327 +0.05% +3.31%
L 2070 $13.1177 +0.05% +3.31%
L 2075 $11.4584 +0.05% +3.31%
Get detailed TSP data at TSPDataCenter.com

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