CSRS Annuity and Divorce Decree

By on February 22, 2015 in Q&A, Retirement with 38 Comments

I am under CSRS and thinking about retiring soon. However, I am divorced and my divorce decree has a formula type clause and I don’t know how OPM will apply this formula in determining my annuity. Is there any way to get an estimate from OPM before I retire?

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How Will My Retirement Be Calculated?

By on January 22, 2015 in Q&A, Retirement with 1 Comment

I have 15 years under CSRS and 15 under FERS. How will my retirement be calculated?

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Social Security and CSRS Survivor Benefit

By on January 14, 2015 in Q&A with 10 Comments

My husband is retired from the military. He will receive military retired pay and social security pay. Would his social security annuity be reduced if he receives my CSRS as a survivor benefit?

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The CSRS Voluntary Contribution Program

By on December 15, 2014 in Pay & Benefits, Retirement with 14 Comments

The CSRS Voluntary Contribution Program has been available to CSRS or CSRS Offset federal employees for many years. It can be a very useful option to significantly increase retirement savings. The author explains some of the details of this program.

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Adding CSRS Offset Time to FERS or CSRS Employment Years

By on October 28, 2014 in Q&A, Retirement with 7 Comments

When my retirement is calculated over 30 years in service, will my CSRS Offset time be added to the CSRS years, or the FERS years?

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5 Important Questions To Consider Before Applying For OPM Disability Retirement

By on September 1, 2014 in Retirement with 3 Comments

The author outlines five questions that identify a few of the initial considerations that federal employees should examine when determining whether they should pursue OPM disability retirement.

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CSRS Offset

By on August 21, 2014 in Q&A with 22 Comments

How does the CSRS offset retirement situation work?

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Phased Retirement: Answers to Some Common Questions

By on August 10, 2014 in Retirement with 2 Comments
Phased Retirement: Answers to Some Common Questions

The Office of Personnel Management announced the long awaited final regulations for the phased retirement program for federal employees late last week. As part of that announcement, OPM has also released a document with answers to some common questions employees are likely to have about this program.

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How Much Will My Pension Be Cut When I Apply for Social Security?

By on August 5, 2014 in Q&A with 1 Comment

I’m a retired CSRS federal employee who took an early out option in 1999. Do you know how much my pension will be cut when I must apply for Social Security?

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Should I Apply for Retirement 6 Months in Advance?

By on July 22, 2014 in Q&A, Retirement with 6 Comments

My OPM officer is saying that if I apply for retirement 6 months in advance, the application will “only sit in a folder.” Can you suggest what I should do?

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