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Retirement

Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.

Close to Retirement? Move Somewhere!

By Vitaly GnatyukAug 6, 2014 3:15 PM Categories Retirement Leave a comment

The author says that federal employees who move to more expensive locality areas prior to retirement can actually boost their annuity after retirement. He explains how this works through the use of some hypothetical examples.

Retirement Backlog Grows in July

FedSmith.com author Ian SmithBy Ian SmithAug 5, 2014 8:12 PM Categories Federal Workforce News, Retirement Leave a comment

The backlog of retirement claims at the Office of Personnel Management reversed course and actually grew in July over the previous month.

The Third Rail is Running Out of Track

FedSmith.com author Brenton SmithBy Brenton SmithJul 30, 2014 2:24 PM Categories Retirement Leave a comment

The author says that the day of reckoning is fast approaching for Social Security.

Contributing to an IRA Outside of the TSP

FedSmith.com author John GrobeBy John GrobeJul 30, 2014 6:08 AM Categories Q&A, Retirement Leave a comment

Under what circumstances can you contribute to a Roth IRA outside of the TSP?

Should I Apply for Retirement 6 Months in Advance?

FedSmith.com author John GrobeBy John GrobeJul 22, 2014 6:22 AM Categories Q&A, Retirement Leave a comment

My OPM officer is saying that if I apply for retirement 6 months in advance, the application will “only sit in a folder.” Can you suggest what I should do?

The Biggest Problem with Benefits Estimates

FedSmith.com author Micah ShilanskiBy Micah ShilanskiJul 20, 2014 11:39 AM Categories Retirement Leave a comment

Many federal employees receive Benefits Estimates when they’re planning their retirement. Getting a Benefits Estimate from your HR can be a helpful place to start, but there is a big problem that most federal employees miss.

Calculating Your High Three Salary

By Ehren ClovisJul 14, 2014 12:13 PM Categories Q&A, Retirement Leave a comment

Does OPM base the CSRS retirement calculation on an employee’s high-three annual BASE PAY or LOCALITY PAY when determining the annual retirement payment?

Questions You Should Ask About Your Investments

FedSmith.com author John GrobeBy John GrobeJul 9, 2014 7:03 PM Categories Retirement Leave a comment

The Securities and Exchange Commission offers a brochure that is helpful when choosing a financial advisor as well as helping you understand your investments.

Postponing Retirement Under FERS

FedSmith.com author John GrobeBy John GrobeJul 9, 2014 9:14 AM Categories Q&A, Retirement Leave a comment

If I elect a postponed retirement to age 62, will I receive an increased annuity?

OPM Slowly Reducing Retirement Backlog

FedSmith.com author Ian SmithBy Ian SmithJul 7, 2014 3:38 PM Categories Federal Workforce News, Retirement Leave a comment

The Office of Personnel Management continues its slow but steady reduction of the backlog of outstanding retirement claims.

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Daily TSP Performance

April 15, 2026

Fund Last % YTD
G Fund $19.8274 +0.01% +1.22%
F Fund $21.0267 -0.14% +0.69%
C Fund $112.7498 +0.81% +2.96%
S Fund $106.5255 +0.40% +6.09%
I Fund $61.4111 +0.10% +10.67%
L Income $30.0022 +0.14% +2.60%
L 2030 $60.3628 +0.28% +3.90%
L 2035 $18.4636 +0.33% +4.44%
L 2040 $70.9777 +0.36% +4.71%
L 2045 $19.6831 +0.38% +4.94%
L 2050 $43.7027 +0.41% +5.18%
L 2055 $22.7184 +0.50% +6.02%
L 2060 $22.7158 +0.50% +6.02%
L 2065 $22.7130 +0.50% +6.02%
L 2070 $13.4617 +0.50% +6.02%
L 2075 $11.7588 +0.50% +6.01%
Get detailed TSP data at TSPDataCenter.com

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