What Are Your Retirement Dreams?

Image of woman in hammock watching the sunset

Actuaries tell us that a 55 year old can expect to live another 30 years. How will you spend those days after you leave the workforce? The author provides some suggestions on how to find your retirement dreams and make them a reality.

Disability: Total or Occupational?

Image of disabled sign and wheel chair

Many federal workers who consider applying for federal disability retirement are apprehensive about the word “disability.” They think of disability in the context of Social Security Disability, which requires a claimant to be totally disabled. However, as the author notes, there is a difference between total and occupational disability, and he explains the differences as they apply to work requirements and applying for benefits.

What Impact Does Unused Sick Leave Have on My Annuity?

I plan on retiring with 42 years and 7 months of service in Jan 2017. I will have accumulated 2500 hours of sick leave balance at time of retirement. I am in CSRS, so I was wondering what the increase in my annuity, expressed as a percentage, above the 80% value, would be due to credit for sick leave.