Retirement
Best and Worst TSP Returns in 2016
All but one TSP fund had positive returns in September. Here are the best and worst performing funds so far in 2016.
CSRS
Stay informed on the Civil Service Retirement System (CSRS) with updates on CSRS annuity calculations, eligibility rules, service credit, and annual COLA adjustments that affect federal retirees. Explore clear explanations of CSRS benefits, survivor options, retirement planning considerations, and policy changes that influence long‑term financial security for CSRS employees and annuitants. Find timely analysis and practical guidance to help you understand how CSRS retirement income is determined and how legislative or regulatory updates may impact your benefits.
Federal Workforce News
The 80% Rule: How to Achieve Your Desired Retirement Lifestyle
How do you determine how much money you will need in retirement? A lot depends on the retirement lifestyle that you desire. The author discusses the "80% rule"…
Retirement
10 Critical Coordinates for Navigating FERS Retirement (Part 3)
Are you taking full advantage of the benefits available to you as a federal employee under the Federal Employees Retirement System (FERS)? In his final article in this…
Pay & Benefits
Federal Retirees Need To Tighten Belts While Current Employees Expect To See Pay Increases
A series of actions are leading probable declines in the take home pay of federal retirees in 2017. Current federal employees, however, are on pace to see their…
Retirement
Turning Your TSP Into an Income Stream
Turning accumulated savings in the Thrift Savings Plan into a stream of income is a goal for federal employees who are hoping to retire at a comfortable level.…
Retirement
CSRS Offset and Social Security: How Will Your Annuity Be Calculated?
Federal employees covered under CSRS Offset have special considerations when it comes to collecting Social Security in retirement. The author describes how this works and provides some real…
Federal Workforce News
Phased Retirement Coming to DoD
Phased retirement may be a solution in search of a problem. Agencies have been slow to implement it and reception by federal employees has been languid. DoD is…
Retirement
The Old D.I.Y. Approach to Federal Retirement: Will it Work for FERS Employees?
The author says that under CSRS, a do-it-yourself approach to retirement was more practical for federal employees, but those under FERS may face bigger obstacles trying to go…
Retirement
Buying Federal Civil Service Retirement Years for Academy Time Even If You Are Drawing an Active Duty Military Retirement
There are circumstances under which former military members who subsequently work for the federal civil service short of a 20 years active duty military retirement can buy time…
Pay & Benefits
Ensuring Your Spouse Remains Covered Under FEHB After Your Death
Do you want to ensure that you spouse remains covered by FEHB after your death? Then you want to elect some level of survivor benefit for your spouse…