Stay informed on the Civil Service Retirement System (CSRS) with updates on CSRS annuity calculations, eligibility rules, service credit, and annual COLA adjustments that affect federal retirees. Explore clear explanations of CSRS benefits, survivor options, retirement planning considerations, and policy changes that influence long‑term financial security for CSRS employees and annuitants. Find timely analysis and practical guidance to help you understand how CSRS retirement income is determined and how legislative or regulatory updates may impact your benefits.
Are you a CSRS offset retiree? If you are in this group of federal employees, a letter coming from the Defense Finance and Accounting Service (DFAS) may interest…
One of FedSmith.com's readers shares his personal retirement story and advice for other federal employees based on his recent experience with the process.
I retired under CSRS and then went to work for the state government under a state pension system. How will the two government pensions affect my Social Security…
I am age 64 and retired from GSA in 2008 under the CSRS, having worked 36+ years. Is there a penalty for me to withdraw some or all…
My husband's personnel office just found out that he should have been in CSRS Offset after 21 years of coming from the DC Government. After his maximum SS…
I'm planning to retire at 62 and my human resources department has presented me with the option of depositing $9,645.00 (roughly 3K + 6K interest). If I don't…
When I retire how will I receive the retirement monies that were taken out after working for over 40 years?
I am under CSRS and thinking about retiring soon. However, I am divorced and my divorce decree has a formula type clause and I don't know how OPM…
I have 15 years under CSRS and 15 under FERS. How will my retirement be calculated?
My husband is retired from the military. He will receive military retired pay and social security pay. Would his social security annuity be reduced if he receives my…