Advice from One of Our Readers on Federal Retirement
One of FedSmith.com’s readers shares his personal retirement story and advice for other federal employees based on his recent experience with the process.
CSRS
Stay informed on the Civil Service Retirement System (CSRS) with updates on CSRS annuity calculations, eligibility rules, service credit, and annual COLA adjustments that affect federal retirees. Explore clear explanations of CSRS benefits, survivor options, retirement planning considerations, and policy changes that influence long‑term financial security for CSRS employees and annuitants. Find timely analysis and practical guidance to help you understand how CSRS retirement income is determined and how legislative or regulatory updates may impact your benefits.
Impact of Government Pensions on Social Security
I retired under CSRS and then went to work for the state government under a state pension system. How will the two government pensions affect my Social Security benefits?
Penalty for Withdrawing From TSP
I am age 64 and retired from GSA in 2008 under the CSRS, having worked 36+ years. Is there a penalty for me to withdraw some or all of my TSP before age 70 1/2 ?
CSRS Offset and Social Security Deductions
My husband’s personnel office just found out that he should have been in CSRS Offset after 21 years of coming from the DC Government. After his maximum SS tax was reached, his personnel office stopped the SS deduction. In the past, after the maximum was reached he has received the SS contribution in his paycheck. Was this done correctly?
CSRS, FERS and Considerations in Redepositing Money
I’m planning to retire at 62 and my human resources department has presented me with the option of depositing $9,645.00 (roughly 3K + 6K interest). If I don’t deposit for the period I was not under CSRS then I will receive $80.38 less per year in retirement (provided I retire now). Is this correct?
40+ Years of Service: What Happens to Those Extra Retirement Contributions?
When I retire how will I receive the retirement monies that were taken out after working for over 40 years?
CSRS Annuity and Divorce Decree
I am under CSRS and thinking about retiring soon. However, I am divorced and my divorce decree has a formula type clause and I don’t know how OPM will apply this formula in determining my annuity. Is there any way to get an estimate from OPM before I retire?
How Will My Retirement Be Calculated?
I have 15 years under CSRS and 15 under FERS. How will my retirement be calculated?
Social Security and CSRS Survivor Benefit
My husband is retired from the military. He will receive military retired pay and social security pay. Would his social security annuity be reduced if he receives my CSRS as a survivor benefit?
The Best Day to Retire in 2015
The author says that while you can retire on any date that you choose, there may be some advantages to retiring at certain times of the month or year. She shares her opinions as to which dates she believes may be best dates for federal employees to consider retiring.
